FINANCIAL NON-DEPOSITORY EXAMINER FINANCIAL NON-DEPOSITORY EXAMINER TRAINEE

State of Maryland; Maryland; Hybride; USD 42 000 - 66 000; Plein temps

Avantages offerts par ce poste

Hybrid teleworking

Paid holidays

Generous leave package

State Pension

401(k) and 457 plans

Résumé du poste

The State of Maryland, Office of Financial Regulation, Mortgage Supervision Unit, is seeking a Financial Non-Depository Examiner Trainee. This entry-level position will support examining licensed non-depository financial services providers to ensure compliance with laws and regulations and protect the public.

Located in Baltimore, MD, the role may involve remote work under the agency's telework policies and requires strong analytical skills, attention to detail, and the ability to learn auditing

Qualifications

• Four years of regulatory, investigatory, managerial or professional experience in the financial services industry, consumer credit industry, mortgage lending industry, accounting or auditing work or state or federal experience regulating the above industries or in law enforcement.
• The degree option requires 24 credit hours in business administration, finance, economics, law, criminal justice or accounting with at least 6 credit hours in accounting or auditing.
• Preference will be given to applicants with a Bachelor's degree in accounting, finance, business administration, or economics and experience analyzing financial statements/records; knowledge of Maryland non-depository institutions, mortgage lending, and mortgage servicing.

Responsabilités

• Interacts with representatives of financial institutions during examinations/investigations and assists in documenting findings and exit interviews.
• Learns to review books and records of financial institutions for compliance with applicable laws and regulations.
• Learns to analyze loan documents, disclosures and related financial information for adequacy and compliance.

Connaissances

Regulatory analysis

Regulatory compliance

Learning aptitude

Formation

Bachelor's degree in accounting, finance, business administration, or economics

Description du poste

Introduction

The Office of Financial Regulation Mortgage Supervision Unit is looking to hire a Financial Non-Depository Examiner Trainee to join our team. A Financial Non-Depository Examiner Trainee is the entry level of financial examination work.

GRADE

STD0014

LOCATION OF POSITION

100 S. Charles Street, Baltimore, MD 21201

Main Purpose of Job

To examine/investigate all areas of licensed non-depository financial services providers for compliance with laws and regulations, to protect the general public by ensuring licensees engage in safe and sound financial services activity in a lawful, honest, fair, and efficient manner, and promote integrity and confidence in the financial services industries regulated by the Commissioner of Financial Regulation. A Financial Non-Depository Examiner is an examiner position that may, in management's discretion, work remotely in accordance with the Agency's telework policies.

POSITION DUTIES

Duties of this person include, but are not limited to:

• Interacting with representatives of financial institutions, including participating in the examination/investigation, requesting information and documentation, requesting explanations as to business activity, procedures and policies, assisting in an end of examination/investigation exit interview, and assisting in resolving examination/investigation findings.
• Learns to review of books and records of financial institutions to ensure compliance with federal and state laws and regulations.
• Learns to analyze for adequacy, legal requirements and suitability documents and information related to financial services transactions, including loan documents, financial services agreements, disclosures, databases and pivot tables.

Minimum Qualifications

Experience: Four years of regulatory, investigatory, managerial or professional experience in the financial services industry, consumer credit industry, mortgage lending industry, accounting or auditing work or State or federal experience regulating the above industries or in law enforcement.

Note: Candidates may substitute the possession of a Bachelor's degree from an accredited college or university including or supplemented by a total of 24 credit hours in business administration, finance, economics, law, criminal justice or accounting for the required experience. These credit hours must include a minimum of 6 credit hours in either accounting or auditing.

Desired Or Preferred Qualifications

Preference will be given to applicants who possess the following preferred qualification(s). Include clear and specific information on your application regarding your qualifications.

• Bachelors degree in accounting, finance, business administration, or economics.
• Experience analyzing financial statements and/or records.
• Knowledge of Maryland non-depository institutions, mortgage lending, and mortgage servicing.

LICENSES, REGISTRATIONS AND CERTIFICATIONS

Employees in this classification may be assigned duties which require the operation of a motor vehicle. Employees assigned such duties will be required to possess a motor vehicle operator’s license valid in the State of Maryland.

Special Requirements

Employees in this classification may be required to attend advanced formal training classes. The purpose of this training is to maintain professional job specific proficiency and current knowledge. Some training classes are out-of-State and may require overnight stays.

All candidates are subject to a background check against files maintained by the Division of Unemployment Insurance (LABOR/DUI) to determine whether any monies are owed to LABOR/DUI as a result of unemployment overpayment/fraud. Any unpaid debt may have an impact on whether or not a candidate is offered employment.

EXAMINATION PROCESS

The assessment may consist of a rating of your education, training, and experience related to the requirements of the position. It is important that you provide complete and accurate information on your application. Please report all experience and education that is related to this position. The examination for this recruitment will be an evaluation and rating of the information provided on your application. Therefore, it is essential that the application is filled out completely and accurately, listing all relevant education and experience, addressing the specific qualifications shown above and submitting any required documentation (diploma, transcript, certification, license, etc.). Please include clear, detailed and specific information on your application regarding experience qualifications related to the minimum qualifications, desired, and/or selective qualifications of the position.

Benefits

This is a full-time, permanent position and is eligible for full state benefits, which include:

• Flexible hours and hybrid teleworking
• Paid holidays: 12-13 per year
• Generous paid leave package (annual, sick, personal and compensatory leave)
• State Pension ("defined benefit" plan)
• Tax-deferred supplemental retirement savings plans (401(k) and 457)
• Comprehensive, subsidized health, dental and prescription plans with little to no deductibles, free generic prescriptions, and free preventative health services
• Flexible Spending Account plans for Health Care and Daycare
• State Employees Credit Union

We thank our Veterans for their service to our country and encourage them to apply. If you are seeking veteran's preference, please submit a copy of your DD-214.

Maryland Department of Labor is an equal opportunity employer. It is the policy of LABOR that all persons have equal opportunity and access to employment opportunities, services, and facilities without regard to race, religion, color, sex, age, national origin or ancestry, marital status, parental status, sexual orientation, disability or veteran status.