FINANCIAL NON-DEPOSITORY EXAMINER (FINANCIAL NON-DEPOSITORY EXAMINER TRAINEE)

State of Maryland - LABOR - Financial Regulation; Baltimore (MD); Hybride; USD 52 000 - 70 000; Plein temps

Avantages offerts par ce poste

Flexible hours and hybrid teleworking

Paid holidays: 12-13 per year

Generous paid leave package

State Pension

Tax-deferred supplemental retirement

Health, dental and prescription plans

Flexible Spending Account plans

State Employees Credit Union

Résumé du poste

The Office of Financial Regulation Mortgage Supervision Unit seeks a Financial Non-Depository Examiner Trainee in Baltimore. This entry-level role examines licensed non-depository financial providers for legal compliance and protects the public by promoting safe, honest, and fair financial practices.

Candidates should have a four-year background in regulatory or financial services fields or a qualifying degree with relevant credit hours.

Qualifications

• Four years of regulatory, investigatory, managerial or professional experience in financial services.
• Bachelor's degree with 24 credit hours in business, finance, economics, law, accounting or related area; 6 hours in accounting or auditing.
• Ability to analyze books and records for compliance with laws and regulations.

Responsabilités

• Examine and investigate licensed non-depository financial services providers for compliance.
• Review books and records to ensure compliance with state and federal laws.
• Assist in examination exits and resolve examination findings; learn to assess loan documents and disclosures.

Connaissances

Regulatory experience

Investigatory experience

Financial services knowledge

Accounting/auditing knowledge

Formation

Bachelor's degree in accounting, finance, business administration, or economics

Outils

Pivot tables

Description du poste

Introduction

The Office of Financial Regulation Mortgage Supervision Unit is looking to hire a Financial Non-Depository Examiner Trainee to join our team. A Financial Non-Depository Examiner Trainee is the entry level of financial examination work.

GRADE

STD0014

LOCATION OF POSITION

100 S. Charles Street, Baltimore, MD 21201

Main Purpose of Job

To examine/investigate all areas of licensed non-depository financial services providers for compliance with laws and regulations, to protect the general public by ensuring licensees engage in safe and sound financial services activity in a lawful, honest, fair, and efficient manner, and promote integrity and confidence in the financial services industries regulated by the Commissioner of Financial Regulation. A Financial Non-Depository Examiner is an examiner position that may, in management's discretion, work remotely in accordance with the Agency's telework policies.

POSITION DUTIES

Interacting with representatives of financial institutions, including participating in the examination/investigation, requesting information and documentation, requesting explanations as to business activity, procedures and policies, assisting in an end of examination/investigation exit interview, and assisting in resolving examination/investigation findings. Learns to review of books and records of financial institutions to ensure compliance with federal and state laws and regulations. Learns to analyze for adequacy, legal requirements and suitability documents and information related to financial services transactions, including loan documents, financial services agreements, disclosures, databases and pivot tables.

MINIMUM QUALIFICATIONS

Experience: Four years of regulatory, investigatory, managerial or professional experience in the financial services industry, consumer credit industry, mortgage lending industry, accounting or auditing work or State or federal experience regulating the above industries or in law enforcement. Note: Candidates may substitute the possession of a Bachelor's degree from an accredited college or university including or supplemented by a total of 24 credit hours in business administration, finance, economics, law, criminal justice or accounting for the required experience. These credit hours must include a minimum of 6 credit hours in either accounting or auditing.

DESIRED OR PREFERRED QUALIFICATIONS

Preference will be given to applicants who possess the following preferred qualification(s). Include clear and specific information on your application regarding your qualifications. Bachelors degree in accounting, finance, business administration, or economics. Experience analyzing financial statements and/or records. Knowledge of Maryland non-depository institutions, mortgage lending, and mortgage servicing.

LICENSES, REGISTRATIONS AND CERTIFICATIONS

Employees in this classification may be assigned duties which require the operation of a motor vehicle. Employees assigned such duties will be required to possess a motor vehicle operator’s license valid in the State of Maryland.

SPECIAL REQUIREMENTS

Employees in this classification may be required to attend advanced formal training classes. The purpose of this training is to maintain professional job specific proficiency and current knowledge. Some training classes are out-of-State and may require overnight stays. All candidates are subject to a background check against files maintained by the Division of Unemployment Insurance (LABOR/DUI) to determine whether any monies are owed to LABOR/DUI as a result of unemployment overpayment/fraud. Any unpaid debt may have an impact on whether or not a candidate is offered employment.

BENEFITS

• Flexible hours and hybrid teleworking
• Paid holidays: 12-13 per year
• Generous paid leave package (annual, sick, personal and compensatory leave)
• State Pension ('defined benefit' plan)
• Tax-deferred supplemental retirement savings plans (401(k) and 457)
• Comprehensive, subsidized health, dental and prescription plans with little to no deductibles, free generic prescriptions, and free preventative health services
• Flexible Spending Account plans for Health Care and Daycare
• State Employees Credit Union
• STATE OF MARYLAND BENEFITS

We thank our Veterans for their service to our country and encourage them to apply. If you are seeking veteran's preference, please submit a copy of your DD-214.

Maryland Department of Labor is an equal opportunity employer. It is the policy of LABOR that all persons have equal opportunity and access to employment opportunities, services, and facilities without regard to race, religion, color, sex, age, national origin or ancestry, marital status, parental status, sexual orientation, disability or veteran status.