Financial Inst Examiner; Examiner

Minnesota Department of Commerce; Saint Paul (MN); On-site; USD 69,000 - 101,000; Full time

Benefits offered by this job

Health insurance

Paid vacation and sick leave

Pension plan

Job summary

Minnesota Department of Commerce seeks a Financial Institutions Examiner to perform on-site examinations of banks and other financial institutions, assess safety, soundness, and regulatory compliance, and prepare clear examination reports. The Examiner in Charge may lead teams on less complex entities.

The role requires three years of financial analysis experience, a relevant degree (or substitutions), and travel up to 15%. Located in St. Paul at Golden Rule Building with day shift hours.

Qualifications

• Three (3) years of experience performing analysis, exercising judgment, and relying on knowledge in financial analysis, auditing, risk management, banking, or financial institution examination/supervision within the financial services industry.
• Experience in the financial services industry includes roles within or overseeing banks, credit unions, trust companies, or other regulated financial services entities.
• Bachelor's degree may substitute for one year of experience; Advanced degree may substitute for 18 months of experience.

Responsibilities

• Conduct on-site examinations of banks and other financial institutions to assess safety, soundness, and regulatory compliance.
• Analyze financial condition and identify risks; prepare examination reports.
• Serve as Examiner in Charge on less complex financial institutions.

Skills

Financial analysis

Risk management

Regulatory knowledge

Leadership

Education

Bachelor's degree in Accounting, Finance, Business Administration, Economics, or related field

Advanced degree substitute for 18 months experience

Job description

Working Title: Examiner

Job Class: Financial Institutions Examiner

Agency: Commerce Department

• Job ID: 98236
• Location: St. Paul
• Telework Eligible: No
• Full/Part Time: Full-Time
• Regular/Temporary: Unlimited
• Who May Apply: Open to all qualified job seekers
• Date Posted: 11/06/2026
• Closing Date: 11/19/2026
• Hiring Agency/Seniority Unit: Commerce Dept / Commerce-MAPE
• Division/Unit: FE Banking Metro
• Work Shift/Work Hours: Day Shift
• Days of Work: Monday - Friday
• Travel Required: Yes - Up to 15% of the time
• Salary Range: $32.97 - $48.60 / hourly; $68,841 - $101,476 / annually
• Classified Status: Classified
• Bargaining Unit/Union: 214 - MN Assoc of Professional Empl/MAPE
• FLSA Status: Nonexempt
• Designated in Connect 700 Program for Applicants with Disabilities: Yes

The work you'll do is more than just a job.

At the State of Minnesota, employees play a critical role in developing policies, providing essential services, and working to improve the well-being and quality of life for all Minnesotans. The State of Minnesota is committed to equity and inclusion, and invests in employees by providing benefits, support resources, and training and development opportunities.

The Financial Institutions Examiner conducts on-site examinations of banks and other financial institutions to assess the safety, soundness, and regulatory compliance. The position analyzes financial condition, identifies risks, prepares examination reports, and serves as Examiner in Charge on less complex financial institutions.

Primary work location will be the Golden Rule Building in St. Paul.

Minimum Qualifications

Three (3) years of experience performing analysis, exercising judgment, and relying on knowledge in financial analysis, auditing, risk management, banking, or financial institution examination/supervision within the financial services industry. Experience in the financial services industry includes roles within or overseeing banks, credit unions, trust companies, or other regulated financial services entities.

A Bachelor's degree in Accounting, Finance, Business Administration, Economics, or a related field may substitute for one (1) year of experience.

An Advanced degree in Accounting, Finance, Business Administration, Economics, or related field may substitute for eighteen (18) months of experience.

Applicants who meet the above education/experience requirements will be further evaluated based on the following:

• Experience analyzing financial conditions, risk management practices, or regulatory compliance of financial institutions or other regulated financial services entities.
• Experience leading, coordinating, or directing examinations, audits, projects, or the work activities of others.
• Knowledge of statutes, rules, regulations and interpretive rulings pertaining to financial institutions.
• Experience preparing clear, concise reports and presenting findings to stakeholders.

Preferred Qualifications

• Experience conducting regulatory examinations or supervisory reviews of banks, trust companies, or other regulated financial services entities for a state or federal regulatory agency.
• Experience leading regulatory examinations or serving as Examiner in Charge for a state or federal regulatory agency.
• Experience evaluating asset quality and credit risk, including reviewing and classifying loans.

Physical Requirements

Requires occasional moving of articles such as boxes, accounting records, laptop computer, and portable printer.

Additional Requirements

Job offer is contingent upon passing reference checks to verify job-related credentials, a criminal background check and drivers' license prior to appointment.

About Commerce Department

Commerce protects the public interest through a broad range of regulations and programs. We oversee more than 40 industry areas in Minnesota and license about 250,00 professionals and businesses to ensure that their services and products are fair, accessible and comply with state laws.

Working together to improve the state we love.

What do Minnesota's State employees have in common?

• A sense of purpose in their work
• Connection with their coworkers and communities
• Opportunities for personal and professional growth

Benefits

As an employee, you'll have access to one of the most affordable health insurance plans in Minnesota, along with other benefits to help you and your family be well.

Your benefits may include:

• Paid vacation and sick leave
• 12 paid holidays each year
• Low-cost medical, dental, vision, and prescription drug plans
• Fertility care, including IVF
• Diabetes care
• Dental and orthodontic care for adults and children
• 6 weeks paid leave for parents of newborn or newly adopted children
• Pension plan that provides income when you retire (after working at least three years)
• Employer paid life insurance to provide support for your family in the event of death
• Short-term and long-term disability insurance that can provide income if you are unable to work due to illness or injury
• Tax-free expense accounts for health, dental, and dependent care
• Resources that provide support and promote physical, emotional, social, and financial well-being

Support to help you reach your career goals:

• Training, classes, and professional development
• Tuition reimbursement
• Federal Public Service Loan Forgiveness Program (Some positions may qualify for the Public Service Loan Forgiveness Program. For more information, visit the Federal Student Aid website at studentaid.gov)

Employee Assistance Program (EAP) for work/life support:

• A voluntary confidential program that helps employees and their families with life challenges that may impact overall health, personal well-being, or job performance
• Common sources of stress can be addressed through the EAP: mental health, relationship challenges (personal and work), grief and loss, finances, and legal issues
• Daily Living/Convenience Services: Chore services, home repair, trip planning, child/elder care

Programs, resources and benefits eligibility varies

based on type of employment, agency, funding availability, union/collective bargaining agreement, location, and length of service with the State of Minnesota.

EQUAL OPPORTUNITY EMPLOYERS

Minnesota state agencies are equal opportunity, affirmative action, and veteran-friendly employers. State agencies are committed to creating a workforce that reflects the diversity of the state and strongly encourages persons of color and Indigenous communities, members of the LGBTQIA2S+ community, individuals with disabilities, women, and veterans to apply. The varied experiences and perspectives of employees strengthen the work we do together and our ability to best serve Minnesotans.

All qualified applicants will receive consideration for employment without regard to race, color, creed, religion, national origin, sex (including pregnancy, childbirth, and disabilities related to pregnancy or childbirth), gender identity, gender expression, marital status, familial status, age, sexual orientation, status regarding public assistance, disability, veteran status or activity in a local Human Rights Commission or any other characteristic protected by law.

Applicants With Disabilities

Minnesota state agencies make reasonable accommodations to their employees and applicants with disabilities. If you have a disability and need assistance in searching or applying for jobs with the State of Minnesota, call the Careers Help Desk at 651-259-3637 or email [e-mail] and let us know the support you need.