Financial Institutions Examiner 3

Conference of State Bank Supervisors; Carson City (NV); On-site; USD 70,000 - 90,000; Full time

Job summary

A State Regulatory Agency is seeking a Financial Institutions Examiner 3 for its Las Vegas office. This position oversees day-to-day examinations of financial institutions, ensuring compliance with regulations, and requires a bachelor's degree along with relevant experience. Key responsibilities include analyzing financial data, preparing reports, and coordinating with teams to ensure thorough examinations. Candidates should possess strong analytical skills and a specialty certification from CSBS. Competitive salary offered with opportunities for professional growth.

Qualifications

• Two years of experience conducting audits and/or examining financial records and reports.
• One year of experience as a Financial Institutions Examiner II in Nevada State service.
• Specialty certification issued by the Conference of State Bank Supervisors (CSBS).

Responsibilities

• Oversee day-to-day activities of financial institutions examinations.
• Analyze collected information and prepare Reports of Examination.
• Ensure compliance with established procedures and regulatory requirements.

Skills

Financial examination

Regulatory compliance

Analytical skills

Team coordination

Education

Bachelor’s degree in business administration, accounting, economics, finance, or related discipline

Job description

The Department of Business and Industry is recruiting to fill a Financial Institutions Examiner 3 position within the Financial Institutions Division in Las Vegas. Under limited supervision, the incumbent’s primary responsibility is to serve as a lead; overseeing the day-to-day activities of the examination of financial institutions. The incumbent will coordinate team members’ overall work assignments and/or specific work assignments in the specialty area, coordinates team members’ on-the-job training, ensure compliance with established procedures for collecting and correlating information produced by other team members, analyzes collected information to write the Report of Examination as required by established policies and procedures and regulatory partners, and presents the examination report to the institution’s management and board of directors.

Bachelor’s degree from an accredited college or university in business administration, accounting, economics, finance, or related discipline and two years of increasingly responsible professional experience conducting audits and/or examining financial records and reports; OR one year of experience as a Financial Institutions Examiner II in Nevada State service; OR an equivalent combination of education and experience as described above.

Review an institution's prior examinations, correspondence and documents on file in order to become familiar with the nature of the institution and to develop an exam plan.

Ensure compliance with regulatory licensing requirements for various types of financial entities, including depository, trust, lending, collection, 1031 exchange, and money transmission entities.

Conduct entrance and exit meetings with management of the institution to answer questions regarding the examination, verify facts and discuss findings.

Review activities to ensure compliance with laws and regulations; evaluate internal and external audit procedures to ensure that adequate controls are in place; analyze the financial and operating condition of each institution to assist in the determination of the institution’s safe and sound operation and overall condition.

Analyze key safety and soundness components, ratios and trends; review adequacy of capital to assets and liabilities; determine the viability of loans and investments; evaluate the adequacy of management policy and procedures, earnings, and liquidity; determine market and interest rate sensitivity; examine interest rates and fees applied; verify cash, deposit and share account balances.

Prepare and/or assimilate and analyze reports prepared by assisting examiners and arrive at a conclusion regarding the overall condition of the institution; prepare final report detailing findings and recommendations; assist in coordinating appropriate corrective measures in accordance with established laws, regulations, policies and procedures. Review, investigate and process licenses for newly approved institutions and for institutions renewing their licenses; make recommendations for acceptance or denial; respond to informational inquiries and complaints from licensees and the general public; conduct follow‑up investigations as necessary; and take enforcement actions as necessary or make referrals to the criminal division in the Attorney General’s Office if warranted.

Perform related duties as assigned.

Under limited supervision, incumbents perform the full range of duties described in the series concept and must possess a specialty certification issued by the Conference of State Bank Supervisors (CSBS) and/or the National Association of State Credit Union Supervisors (NASCUS). Incumbents serve as a lead position that oversees day‑to‑day activities in the examination of a financial institution; coordinate team members’ overall work assignments and/or specific work assignments in the specialty area; coordinate team members’ on-the-job training; ensure compliance with established procedures for collecting and correlating information produced by other team members; analyze collected information to write the Report of Examination as required by established policies and procedures and regulatory partners, and present the examination report to the institution’s management and board of directors.

Working knowledge of: scoping, developing and conducting financial examinations; verification of records, work papers, and related financial statements; proper documentation methods; detection of records variances; federal and State laws and regulations governing financial activities and establishments; operating trends and affiliated business transactions to determine solvency and regulatory compliance.

Ability to: serve as the lead on examinations in a specialty area; coordinate work assignments; conduct on-the-job training; analyze issues; develop action plans to complete examinations; conduct independent examinations and plan and coordinate rehabilitation efforts of troubled organizations and determine regulatory compliance relative to the business operations.

Recruiter Contact Information

Kara Carmonne - [e-mail]