FINANCIAL INSTITUTIONS EXAMINER 3

State of Nevada; Las Vegas (NV); Sur place; USD 85 000 - 120 000; Plein temps

Avantages offerts par ce poste

Health Insurance

Vacation: 3 weeks annual leave

Sick Leave: 3 weeks a year

Holidays: 12 paid holidays

Retirement: Nevada PERS participation

Deferred Compensation

No Nevada state income tax

Public Service Loan Forgiveness

Longevity Payments Eligibility

Résumé du poste

The Department of Business and Industry in Las Vegas seeks a Financial Institutions Examiner 3 to lead the examination team and oversee day-to-day activities in financial institution examinations. You will coordinate team assignments, train staff, and ensure examination reports comply with agency policies and regulatory partners.

Responsibilities include planning exams, reviewing licenses, presenting findings to management and the board, and coordinating corrective actions under state banking

Qualifications

• Bachelor's degree and two years of professional experience conducting audits and/or examining financial records and reports.
• OR one year of experience as a Financial Institutions Examiner II in Nevada State service.
• OR an equivalent combination of education and experience as described above.

Responsabilités

• Review an institution's prior examinations and documents to develop an exam plan.
• Ensure regulatory licensing compliance for depository, trust, lending, collection, 1031 exchange and money transmission entities.
• Conduct entrance and exit meetings with institution management to discuss findings.
• Review activities for compliance with laws and regulations; evaluate internal and external audit procedures.
• Analyze financial condition and ratios to assess solvency and regulatory compliance.
• Prepare and assimilate reports, report findings and recommendations; coordinate corrective actions.
• Review, investigate and process licenses for new or renewing institutions; make acceptance/denial recommendations.
• Respond to inquiries and complaints from licensees and the public; perform follow-up investigations; take enforcement actions when warranted.
• Perform related duties and serve as a lead in examinations with CSBS/NASCUS specialty certification.

Connaissances

Leadership

Regulatory knowledge

Audit experience

Formation

Bachelor's degree in Business Administration, Accounting, Economics, Finance, or related discipline

Description du poste

• No Nevada state income tax.

Job Summary

The Department of Business and Industry is recruiting to fill a Financial Institutions Examiner 3 position within the Financial Institutions Division in Las Vegas. Under limited supervision, the incumbent's primary responsibility is to serve as a lead; overseeing the day-to-day activities of the examination of financial institutions. The incumbent will coordinate team members’ overall work assignments and/or specific work assignments in the specialty area, coordinates team members’ on-the-job training, ensure compliance with established procedures for collecting and correlating information produced by other team members, analyzes collected information to write the Report of Examination as required by established policies and procedures and regulatory partners, and presents the examination report to the institution’s management and board of directors.

Essential Qualifications

Bachelor's degree from an accredited college or university in business administration, accounting, economics, finance, or related discipline and two years of increasingly responsible professional experience conducting audits and/or examining financial records and reports; OR one year of experience as a Financial Institutions Examiner II in Nevada State service; OR an equivalent combination of education and experience as described above.

Job Duties

Review an institution's prior examinations, correspondence and documents on file in order to become familiar with the nature of the institution and to develop an exam plan.

Ensure compliance with regulatory licensing requirements for various types of financial entities, including depository, trust, lending, collection, 1031 exchange, and money transmission entities.

Conduct entrance and exit meetings with management of the institution to answer questions regarding the examination, verify facts and discuss findings.

Review activities to ensure compliance with laws and regulations; evaluate internal and external audit procedures to ensure that adequate controls are in place; analyze the financial and operating condition of each institution to assist in the determination of the institution’s safe and sound operation and overall condition.

Analyze key safety and soundness components, ratios and trends; review adequacy of capital to assets and liabilities; determine the viability of loans and investments; evaluate the adequacy of management policy and procedures, earnings, and liquidity; determine market and interest rate sensitivity; examine interest rates and fees applied; verify cash, deposit and share account balances.

Prepare and/or assimilate and analyze reports prepared by assisting examiners and arrive at a conclusion regarding the overall condition of the institution; prepare final report detailing findings and recommendations; assist in coordinating appropriate corrective measures in accordance with established laws, regulations, policies and procedures. Review, investigate and process licenses for newly approved institutions and for institutions renewing their licenses; make recommendations for acceptance or denial; respond to informational inquiries and complaints from licensees and the general public; conduct follow-up investigations as necessary; and take enforcement actions as necessary or make referrals to the criminal division in the Attorney General’s Office if warranted.

Perform related duties as assigned.

Under limited supervision, incumbents perform the full range of duties described in the series concept and must possess a specialty certification issued by the Conference of State Bank Supervisors (CSBS) and/or the National Association of State Credit Union Supervisors (NASCUS). Incumbents serve as a lead position that oversees day-to-day activities in the examination of a financial institution; coordinate team members’ overall work assignments and/or specific work assignments in the specialty area; coordinate team members’ on-the-job training; ensure compliance with established procedures for collecting and correlating information produced by other team members; analyze collected information to write the Report of Examination as required by established policies and procedures and regulatory partners, and present the examination report to the institution’s management and board of directors.

Knowledge, Skills, And Abilities

Working knowledge of: scoping, developing and conducting financial examinations; verification of records, work papers, and related financial statements; proper documentation methods; detection of records variances; federal and State laws and regulations governing financial activities and establishments; operating trends and affiliated business transactions to determine solvency and regulatory compliance.

Ability to: serve as the lead on examinations in a specialty area; coordinate work assignments; conduct on-the-job training; analyze issues; develop action plans to complete examinations; conduct independent examinations and plan and coordinate rehabilitation efforts of troubled organizations and determine regulatory compliance relative to the business operations.

The State of Nevada is an equal opportunity employer dedicated to building diverse, inclusive, and innovative work environments with employees who reflect our communities and enthusiastically serve them. All applicants are considered without regard to race, color, national origin, religion or belief, age, disability, sex, sexual orientation, gender identity or expression, pregnancy, domestic partnership, genetic information (GINA), or compensation and/or wages.

Benefits Include

• Health Insurance: Medical, dental, life, and disability insurance programs for employees and their dependents/family are offered through the Public Employees’ Benefits Program (PEBP).
• Vacation: Accrual of three weeks of annual leave each year.
• Sick Leave: Accrual of three weeks of sick leave each year.
• Holidays: 12 paid holidays per year.
• Retirement: Participation in the Nevada Public Employees Retirement System (PERS). Employees do not contribute to Social Security but will contribute to PERS if their position is at 50% or more full-time equivalency. For more information on how PERS service may impact Social Security benefits, visit the SSA publication.
• Deferred Compensation: The State offers a voluntary Deferred Compensation Program.
• No Nevada state income tax.
• Public Service Loan Forgiveness: Eligible due to public sector employment.
• Longevity Payments Eligibility: Employees who have received a performance rating of “standard” or better and have completed eight (8) or more years of continuous service are eligible for longevity pay.

Additional benefits may apply to employees covered under a Collective Bargaining Agreement (CBA), depending on their designated bargaining unit. For more information, visit the Labor Relations Unit (LRU).

For more details about your rights and responsibilities as a State of Nevada employee, please review the State of Nevada Employee Handbook (PDF).

State Holidays

• January 1.............................................. New Year's Day
• Third Monday in January.................. Martin Luther King, Jr.'s Birthday
• Third Monday in February................ Washington’s Birthday
• Last Monday in May........................... Memorial Day
• June 19................................................ Juneteenth Day
• July 4.................................................... Independence Day
• First Monday in September.............. Labor Day
• Last Friday in October....................... Nevada Day
• November 11........................................ Veterans' Day
• Fourth Thursday in November........ Thanksgiving Day
• Friday following the Fourth Thursday in November...................... Family Day
• December 25........................................ Christmas Day

When January 1, June 19, July 4, November 11, or December 25 falls on a Saturday, the preceding Friday is the observed legal holiday. If these days fall on Sunday, the following Monday is the observed holiday. Eligibility for holiday pay is covered by the provisions of NAC 284.255

01

• Bachelor’s degree from an accredited college or university in business administration, accounting, economics, finance, or related discipline and two years of increasingly responsible professional experience conducting audits and/or examining financial records and reports.
• One year of experience as a Financial Institutions Examiner II in Nevada State service.
• An equivalent combination of education and experience as described above.
• None of the above.

02

• Yes
• No

03

• Certified Operations Examiner (COE)
• Certified Credit Examiner (CCE)
• Certified Trust Examiner (CTE)
• Certified Consumer Compliance Specialist (CCCS)
• Certified Anti-Money Laundering Specialist (CAMLS)
• Associate and Certified Information Systems Examiner (ACISE and CISE)
• Certified Associate State Credit Union Examiner (CASCUE)
• Certified State Credit Union Examiner (CSCUE)
• None of the above.

04

• Yes
• No

05

• Yes
• No

06

• Yes
• No

07

Have you successfully completed FDIC Schools II-IV and/or NCUA Schools III-V? Please attach your course certificate(s) to your application. Failure to do so will result in the denial of your application.

08

Do you possess certification as a COE, CCE, CTE, CCCS, CAMLS, ACISE and CISE, CASCUE, and/or CSCUE? Please attach your certificate(s) to your application. Failure to do so will result in the denial of your application.

• Required Question