Financial Examiner 1

Banking and Finance, Department of; United States; On-site; USD 38,000 - 51,000; Full time

Benefits offered by this job

Flexible Scheduling

Career Path

Leave Accruals (vacation/sick)

Job summary

State of Georgia is hiring a Financial Examiner 1 for the Department of Banking and Finance. The role focuses on examining non-depository financial institutions, analyzing financial statements, and ensuring compliance with state and federal regulations.

The position supports mortgage brokers, lenders, and servicers and may require travel within the state. The role requires a Bachelor's degree in business, accounting, or finance, with training provided to stay current on MMC exam standards and

Qualifications

• Bachelor's degree in business administration, accounting, finance or a closely related field from an accredited college or university.

Responsibilities

• Performs mortgage broker, mortgage lender, and mortgage servicer examination duties, including financial statement analysis; analysis of earnings, capital, liquidity, asset/liability management; review and analysis of Mortgage Call Reports, internal controls, audit oversight, and policies and procedures to ensure compliance with laws, rules, and regulations.
• Perform and prepare Tier 1 Examination Letters within timeframes outlined in Department policies.
• Performs credit analysis duties on examinations.
• Maintains knowledge of current trends and developments and attends training as scheduled.
• Applies pertinent knowledge to the performance of other responsibilities.
• Travels to non-depository financial institutions to perform job duties and to locations for required

Education

Bachelor's degree in business administration, accounting, finance or a closely related field

Job description

Explore a World of Opportunity with the State of Georgia! We are the force that drives Georgia! Georgia State Government is a large enterprise, composed of various agencies and entities with a common goal to improve the lives of Georgia's more than 10 million citizens! Join Team Georgia and impact lives everyday while receiving a robust benefits package designed for every stage of your career!

Job Title: Financial Examiner 1 Agency: Department of Banking and Finance

Shift: Day (United States of America) Compensation Details: $44,300.00

Job Description

Position Title: Financial Examiner for Non-Depository Financial Institutions (NDFI) Pay Grade: J Starting Salary: $44,300.00

Required Qualifications

Bachelor's degree in business administration, accounting, finance or a closely related field from an accredited college or university.

Job Location: Main Office located in Atlanta, GA 30341 (Dekalb County)

Top benefits or perks

• Alternative/Flex Work Scheduling/Hybrid
• Defined Career and Promotional Path
• Annual and sick leave accruals begin the first day of employment
• 13 paid holidays
• Defined Benefit Plan (pension) and Retirement Savings Plans (401(k) & 457)
• Health Insurance/Voluntary Benefits

Job Summary

Under supervision, confirms the integrity of financial statements, verifying assets, determining liabilities, and ensuring compliance with state laws and regulations by interpreting laws, rules, and regulatory guidance. Reviews audit records, transactions, reports, and financial data for licensed mortgage brokers, lenders, and servicers. Analyzes assigned regulatory components as outlined in the Multistate Mortgage Committee (MMC) Exam Rating System. As proficiency is gained, reviews, analyzes, and produces commentary on mortgage licensee compliance with state and federal regulatory requirements; including, but not limited to, anti-money laundering, information security regulations, and credit analysis duties.

Essential Job Functions

• Performs mortgage broker, mortgage lender, and mortgage servicer examination duties, including financial statement analysis; analysis of earnings, capital, liquidity, asset/liability management; review and analysis of Mortgage Call Reports, internal controls, audit oversight, and policies and procedures to ensure compliance with laws, rules, and regulations.
• Perform and prepare Tier 1 Examination Letters within timeframes outlined in Department policies.
• Performs credit analysis duties on examinations.
• Maintains knowledge of current trends and developments and attends training as scheduled.
• Apply pertinent knowledge to the performance of other responsibilities.
• Serves as a spokesperson and liaison for the Department by communicating effectively with non-depository personnel, officers, and directors, as well as other agencies.
• Performs administrative functions necessary in order to perform examination responsibilities and comply with the Policy requirements of the Department.
• Travels to non-depository financial institutions to perform job duties and to locations for required

Important Notes

• Candidates interested in employment must: Successful pass a background check including criminal history check, employment reference checks, credit evaluation and professional license checks, where applicable.
• Attach a resume and provide an unofficial copy of college transcript.
• Be legally authorized to work in the United States.
• Possess and maintain a valid Georgia driver’s license.

Preferred Qualifications

• Completion of an undergraduate major in finance, business administration, or a directly related field at a four-your college or university which must have included a combination of three courses in accounting and/or finance, one of which must have been in accounting.
• Minimum Qualifications: Bachelor's degree in business administration or a related field from an accredited college or university; or three (3) years of job-related experience.

Equal Employment Opportunity Employer The State of Georgia does not discriminate based on race, color, national origin, sex, religion, age, disability, or other protected categories in employment or the provision of services. Qualified applicants may request reasonable accommodation when needed during the application and/or screening process by contacting the appropriate agency Human Resources department.

Georgia State Government is a large enterprise, composed of various entities with a common goal to improve the lives of Georgia's 10 million citizens. With nearly 62,000 employees, we are one of the single largest employer in the state. Public service opportunities stretch across the state as employees live and work in all 159 counties. From traditional fields such as accounting, nursing, and engineering to unique fields like forestry and natural resources management, Georgia state government provides a world of opportunity.