Financial Examiner 1

State-of-Georgi; Atlanta (GA); On-site; USD 38,000 - 51,000; Full time

Benefits offered by this job

Hybrid work scheduling

Defined Benefit Plan (pension)

Retirement Savings Plans (401(k) & 457

Health Insurance

13 paid holidays

Job summary

State of Georgia’s Department of Banking and Finance is seeking a Financial Examiner 1 in Atlanta. Under supervision, you will examine non-depository financial institutions, review financial statements, and ensure compliance with state laws and regulations.

Ideal candidates hold a bachelor’s in business, accounting, or finance, with related experience preferred. The role offers day shifts, hybrid scheduling, comprehensive benefits including pension and retirement plans, and a starting salary of

Qualifications

• Bachelor's degree in business administration or a related field from an accredited college.
• Three years of job-related experience or equivalent knowledge substitution.
• Successful background check and legal authorization to work in the United States.

Responsibilities

• Perform mortgage broker, mortgage lender, and mortgage servicer examination duties.
• Analyze financial statements, earnings, capital, liquidity, and asset/liability management.
• Prepare Tier 1 Examination Letters within policy timeframes and conduct credit analysis.
• Communicate findings to non-depository personnel, officers, and agencies.

Skills

Financial analysis

Credit analysis

Regulatory knowledge

Communication

Education

Bachelor's degree in business administration, accounting, finance or related field

Job description

Explore a World of Opportunity with the State of Georgia!We are the force that drives Georgia!Georgia State Government is a large enterprise, composed of various agencies and entities with a common goal to improve the lives of Georgia's more than 10 million citizens!Join Team Georgia and impact lives everyday while receiving a robust benefits package designed for every stage of your career!Job Title:Financial Examiner 1Agency:Department of Banking and FinanceJob Requisition ID:JR0000004704Shift:Day (United States of America)Compensation Details:$44,300.00Job Description:Position Title : Financial Examiner for Non-Depository Financial Institutions (NDFI)Pay Grade : JStarting Salary : $44,300.00Required Qualifications : Bachelor's degree in business administration, accounting, finance or a closely related field from an accredited college or university.Job Location: Main Office located in Atlanta, GA 30341 (Dekalb County)Top benefits or perks : As a team member, you’ll enjoy:Alternative/Flex Work Scheduling/HybridDefined Career and Promotional PathAnnual and sick leave accruals begin the first day of employment13 paid holidaysDefined Benefit Plan (pension) and Retirement Savings Plans (401(k) & 457)Health Insurance/Voluntary BenefitsJob Summary :Under supervision, confirms the integrity of financial statements, verifying assets, determining liabilities, and ensuring compliance with state laws and regulations by interpreting laws, rules, and regulatory guidance. Reviews audit records, transactions, reports, and financial data for licensed mortgage brokers, lenders, and servicers. Analyzes assigned regulatory components as outlined in the Multistate Mortgage Committee (MMC) Exam Rating System. As proficiency is gained, reviews, analyzes, and produces commentary on mortgage licensee compliance with state and federal regulatory requirements; including, but not limited to, anti-money laundering, information security regulations, and credit analysis duties.Essential Job Functions:Performs mortgage broker, mortgage lender, and mortgage servicer examination duties, including financial statement analysis; analysis of earnings, capital, liquidity, asset/liability management; review and analysis of Mortgage Call Reports, internal controls, audit oversight, and policies and procedures to ensure compliance with laws, rules, and regulations.Perform and prepare Tier 1 Examination Letters withing timeframes outlined in Department policies.Performs credit analysis duties on examinations.Maintains knowledge of current trends and developments and attends training as scheduled. Apply pertinent knowledge to the performance of other responsibilities.Serves as a spokesperson and liaison for the Department by communicating effectively with non-depository personnel, officers, and directors, as well as other agencies.Performs administrative functions necessary in order to perform examination responsibilities and comply with the Policy requirements of the Department.Travels to non-depository financial institutions to perform job duties and to locations for requiredImportant Notes:Candidates interested in employment must:Successful pass a background check including criminal history check, employment reference checks, credit evaluation and professional license checks, where applicable.Attach a resume and provide an unofficial copy of college transcript .Be legally authorized to work in the United States.Possess and maintain a valid Georgia driver’s license.Preferred Qualifications:Completion of an undergraduate major in finance, business administration, or a directly related field at a four-your college or university which must have included a combination of three courses in accounting and/or finance, one of which must have been in accounting.Minimum Qualifications:Bachelor's degree in business administration or a related field from an accredited college or university; or three (3) years of job-related experience. -Note: An equivalent combination of knowledge, education, job or intern experience, training, or certifications that provides the necessary knowledge and skills to successfully perform the job at the level listed may be substituted year-over-year.Equal Employment Opportunity EmployerThe State of Georgia does not discriminate based on race, color, national origin, sex, religion, age, disability, or other protected categories in employment or the provision of services.Qualified applicants may request reasonable accommodation when needed during the application and/or screening process by contacting the appropriate agency Human Resources department.