Financial Counselor

Harboroaks; Wilmington (NC); On-site; USD 42,000 - 65,000; Full time

Job summary

Harboroaks in Wilmington, NC is seeking a Financial Counselor to help patients understand insurance benefits and financial responsibilities. This role requires compassionate, empathetic interaction with patients in a behavioral health setting.

You will verify insurance, counsel on coverage and costs, collect balances, and maintain accurate financial records, partnering with leadership to ensure timely payments and charity processes.

Qualifications

• High school diploma or equivalent.
• 3+ years of healthcare financial counseling, patient access, billing, or related field.

Responsibilities

• Verify insurance benefits and audit admission paperwork for accuracy and completeness.
• Review and update patient demographic and insurance information in the patient accounting system.
• Counsel patients and guarantors regarding insurance coverage, benefits, out-of-pocket costs, and payment options.
• Collect deductibles, copays, coinsurance, and other patient balances.
• Complete financial assistance applications and verify income and expense documentation.
• Prepare charity care, administrative adjustment requests, and payment arrangements as needed.
• Maintain collection, charity, and adjustment logs and review activity with leadership.
• Analyze account information and take appropriate action to support timely payment and reimbursement.

Skills

Compassionate

Empathy

Emotional intelligence

Communication

Education

High school diploma or equivalent

Job description

Overview

Financial Counselor

We are seeking a knowledgeable and compassionate Financial Counselor to help patients understand their insurance benefits and financial responsibilities.This roleis responsible forinsurance verification, financial counseling, upfront collections, payment arrangements, andmaintainingaccuratepatient financial records.

The ideal candidate combines strong financial counseling andcollectionsexpertisewith a genuine desire to help others. Because this is a patient-facing role within a behavioral health environment, we are seeking someone whodemonstratescompassion, empathy, patience, and emotional intelligencewhileassistingpatients through challenging situations.Three years of collecting experience isrequiredfor thisrole,five years is preferred.

Responsibilities

Responsibilities

• Verify insurance benefits and audit admission paperwork for accuracy and completeness.

• Review and update patient demographic and insurance information in the patient accounting system.

• Counsel patients and guarantorsregardinginsurance coverage, benefits, out-of-pocket costs, and payment options.

• Collect deductibles, copays, coinsurance, and other patient balances.

• Complete financial assistanceapplications and verify income and expense documentation.

• Prepare charity care, administrative adjustment requests, and payment arrangements as needed.

• Maintain collection, charity, and adjustment logs and review activity with leadership.

• Analyze account information and takeappropriate actionto supporttimelypayment and reimbursement.

Qualifications

Qualifications

• High school diploma or equivalent required.

• 3+ years of experience in healthcare financial counseling, patient access, billing, or relatedfieldrequired.

• Extensive knowledge of Commercial Insurance, Medicare, and Medicaidrequired.

We are committed toprovidingequalemploymentopportunitiestoall applicantsforemploymentregardlessofanindividual’scharacteristicsprotected byapplicable state,federalandlocallaws.

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