Financial Advisor

United Bank; Charlotte (NC); On-site; USD 60,000 - 90,000; Full time

Job summary

The Financial Advisor role at United Bank partners with the retail branch network in a defined Charlotte, NC territory to deliver comprehensive investment and insurance solutions to customers. The position emphasizes building a referral pipeline, meeting clients in branches and at homes, and providing tailored financial guidance.

The role requires Series 7, Series 66, Life and Health licenses, strong communication, and daily travel to service clients.

Qualifications

Responsibilities

• Interface with/train branch employees to develop a referral pipeline and meet referral goals.
• Meet with referred customers in bank settings or at customer's home/office.
• Collect and analyze customer data to determine appropriate financial products.
• Provide guidance on advantages and disadvantages of financial products.
• Close volume from referrals to attain gross revenue production.
• Market, service, and promote the Bank’s financial products to obtain new business.
• Identify and refer specific qualified clients to Wealth Management Group.
• Identify potential Brokerage customers to initiate additional sales and refer customers with banking needs.
• Maintain licensing capability and ongoing self-education.
• Prepare reports and present as appropriate.

Skills

Series 7

Series 66

Life and Health licenses

Sales experience

Relationship building

Account management

Excellent communication

Education

High School diploma or equivalent

College degree and advanced designations preferred

Tools

Microsoft Office

Job description

Job Description

The Financial Advisor works in concert with the retail branch banking system in a geographically defined territory to provide comprehensive investment and insurance solutions for United Bank customers. An additional business development emphasis on making incremental sales and offer ongoing financial solutions to potential new clients and existing United Brokerage customers

RESPONSIBILITIES:

• Interface with/train branch employees in an effort to develop a referral pipeline of qualified prospects to ensure bank and employee referral goal attainment.
• Meet with referred customers in bank setting or customers’ homes or offices as requested
• Collect and analyze customer data such as income, assets, investment and/or debts to determine appropriate financial products best meets the customer’s needs and financial circumstances
• Provide guidance to customers regarding the advantages and disadvantages of different financial products
• Close sufficient volume from bank branch referrals and outside relationships to attain gross revenue production expectation
• Responsible for marketing, servicing and promoting the Bank’s financial products in order to obtain new business
• Identify and refer specific qualified clients to affiliated Wealth Management Group
• Identify potential existing Brokerage customers to initiate additional sales by actively "account managing" and refer customers with banking needs to retail banking partners
• Perform on-going self-education to remain product/solution fluent and maintain licensing capability.
• Prepare reports and present as appropriate

Qualifications

• Series 7, Series 66, Life and Health licenses required
• Proficiency in Microsoft Office products
• Prior Sales experience in a bank environment is preferred
• Excellent verbal and written communication skills
• Ability to travel daily to generate business and/or meet with clients within given territory is required
• High School diploma or equivalent required
• College degree and advanced designations preferred

KEY COMPETENCIES:

• Sales and results driven
• Relationship building
• Account Management
• Integrity
• Ethical

ESSENTIAL FUNCTIONS:

• Sitting or standing for extended periods of time
• Sufficient dexterity of hands and fingers to efficiently operate a computer keyboard, mouse and other computer components.
• Ability to converse and exchange information with customers and all levels of staff within organization.
• Ability to observe, perceive, identify, and translate data
• Ability to travel via train, bus, automobile, or airplane

This document describes the position currently. It is not an employment contract. United Bank reserves the right to modify job duties or job descriptions at any time.

Company Profile

At United, our strength is our people, and we are committed to nurturing a culture that is reflective of the communities we serve; promotes respect and a shared purpose; and aligns with our core values.

Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability, status as a protected veteran, or any other characteristic protected by law.