Financial Advisor

United Bank; Lincolnton (NC); On-site; USD 70,000 - 110,000; Full time

Job summary

United Bank is seeking a Financial Advisor to provide comprehensive investment and insurance solutions in a defined territory. You will collaborate with the retail branch system, drive incremental sales, and deliver ongoing financial solutions to new and existing clients.

You will develop a referral pipeline through training branch staff, meet clients in banks or at their homes, analyze data, and guide product choices while aiming to exceed revenue goals and expand relationships with Wealth

Qualifications

• Series 7, Series 66, Life and Health licenses required.
• Proficiency in Microsoft Office products.
• Prior Sales experience in a bank environment is preferred.
• Excellent verbal and written communication skills.
• Ability to travel daily to generate business within territory.
• College degree and advanced designations preferred.

Responsibilities

• Interface with/train branch employees to develop a referral pipeline.
• Meet with referred customers in bank settings or at homes/offices.
• Collect and analyze customer data to determine best financial products.
• Provide guidance on advantages and disadvantages of different products.
• Close volume to attain gross revenue production expectations.
• Market, service, and promote the Bank’s financial products to obtain new business.
• Identify and refer clients to Wealth Management Group.
• Account manage existing brokerage clients and refer banking needs to partners.
• Pursue ongoing self-education to maintain licensing.
• Prepare reports and present as appropriate.

Skills

Series 7

Series 66

Life license

Health license

Microsoft Office

Bank sales experience

Communication skills

Travel availability

Education

Bachelor's degree

High school diploma or equivalent

Tools

Microsoft Office

Job description

Job Description

The Financial Advisor works in concert with the retail branch banking system in a geographically defined territory to provide comprehensive investment and insurance solutions for United Bank customers. An additional business development emphasis on making incremental sales and offer ongoing financial solutions to potential new clients and existing United Brokerage customers

RESPONSIBILITIES

• Interface with/train branch employees in an effort to develop a referral pipeline of qualified prospects to ensure bank and employee referral goal attainment.
• Meet with referred customers in bank setting or customers’ homes or offices as requested
• Collect and analyze customer data such as income, assets, investment and/or debts to determine appropriate financial products best meets the customer’s needs and financial circumstances
• Provide guidance to customers regarding the advantages and disadvantages of different financial products
• Close sufficient volume from bank branch referrals and outside relationships to attain gross revenue production expectation
• Responsible for marketing, servicing and promoting the Bank’s financial products in order to obtain new business
• Identify and refer specific qualified clients to affiliated Wealth Management Group
• Identify potential existing Brokerage customers to initiate additional sales by actively "account managing" and refer customers with banking needs to retail banking partners
• Perform on-going self-education to remain product/solution fluent and maintain licensing capability.
• Prepare reports and present as appropriate

Qualifications

• Series 7, Series 66, Life and Health licenses required
• Proficiency in Microsoft Office products
• Prior Sales experience in a bank environment is preferred
• Excellent verbal and written communication skills
• Ability to travel daily to generate business and/or meet with clients within given territory is required
• High School diploma or equivalent required
• College degree and advanced designations preferred

KEY COMPETENCIES

• Sales and results driven
• Relationship building
• Account Management
• Integrity
• Ethical

ESSENTIAL FUNCTIONS

• Sitting or standing for extended periods of time
• Sufficient dexterity of hands and fingers to efficiently operate a computer keyboard, mouse and other computer components.
• Ability to converse and exchange information with customers and all levels of staff within organization.
• Ability to observe, perceive, identify, and translate data
• Ability to travel via train, bus, automobile, or airplane

This document describes the position currently. It is not an employment contract. United Bank reserves the right to modify job duties or job descriptions at any time.

Company Profile

At United, our strength is our people, and we are committed to nurturing a culture that is reflective of the communities we serve; promotes respect and a shared purpose; and aligns with our core values.

Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability, status as a protected veteran, or any other characteristic protected by law.