Finance Director: Credit Card & Unsecured Lending – Hybrid

Citizens; Marlton (NJ); Hybrid; USD 170,000 - 230,000; Full time

Job summary

Citizens is seeking a dynamic Finance Director (SVP) to serve as the CFO for Credit Card and Unsecured Lending, partnering with Consumer Lending leadership, Product, Risk, Treasury, Marketing, Operations and Enterprise Finance to drive performance and growth.

The role leads financial planning, forecasting, profitability analytics, balance sheet management, and capital optimization, acting as a trusted advisor to senior leaders while shaping near- and long-term strategic direction.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Mathematics, Statistics, or related field.
• Progressive finance experience within banking or financial services.
• Experience leading and developing finance teams.
• Demonstrated experience supporting consumer lending, credit card, payments, or retail banking businesses.
• Strong skills in financial planning & forecasting, profitability analysis, executive communication, financial modeling, and strategic business case development.

Responsibilities

• Serve as the primary Finance executive supporting Credit Card and Unsecured Lending leadership, advising on investment prioritization and performance management.
• Lead financial strategy development to achieve growth, profitability, and customer objectives.
• Develop materials for executive reviews and board discussions.
• Own monthly, annual, and strategic forecast processes for balance sheet and income statement.
• Identify risks and opportunities and close forecast gaps.
• Drive portfolio profitability analysis across products, channels, and vintages.
• Partner with Product, Strategy, and Marketing on customer economics and product performance.
• Collaborate with Credit Risk on portfolio performance and risk-adjusted returns.
• Work with Treasury on funding, interest rate sensitivity, and balance sheet strategies.

Skills

Finance leadership

Executive communication

Forecasting

Profitability analysis

Strategic influence

Education

Bachelor's degree in Finance, Accounting, Economics, or related field

Tools

Essbase

Tableau

SQL reporting

Dodeca

Job description

Citizens is seeking a dynamic Finance Director (SVP) to serve as the CFO for Credit Card and Unsecured Lending, partnering with Consumer Lending leadership, Product, Risk, Treasury, Marketing, Operations and Enterprise Finance to drive performance and growth.

The role leads financial planning, forecasting, profitability analytics, balance sheet management, and capital optimization, acting as a trusted advisor to senior leaders while shaping near- and long-term strategic direction.