Finance Analyst - FP&A for AI-Driven FinTech (Remote)

Flex; San Francisco, Miami, New York (CA, FL, NY); Hybrid; USD 80,000 - 100,000; Full time

Job summary

Flex is building the AI-native private bank for business owners and is hiring an FP&A professional to partner with go-to-market teams, manage budgeting cycles, and drive automation of routine tasks using AI. You will craft ROI analyses, own deal-structure finance inputs, and support monthly forecasts, all while maintaining strict attention to detail.

Based in the US with roles open in multiple cities and remote options, you will collaborate with executive leadership and finance colleagues to

Qualifications

• 0–2 years in FP&A, strategic finance, investment banking, consulting, Big 4, or a comparably analytical role — exceptional new grads welcome
• Bachelor's degree in finance, economics, accounting, engineering, mathematics, or another quantitative field
• You build financial models from a blank sheet. Advanced Excel or Google Sheets is table stakes here, not a bullet point
• Hands-on exposure to a real budgeting or forecasting cycle
• AI is already the default in how you work, and you have the judgment to go with it: a reliable instinct for when a machine-generated answer is wrong, and the discipline to check before you forward it
• You write clearly. You can compress a 40-tab model into three sentences a founder can act on
• Extreme attention to detail, and comfort operating in ambiguity at speed — priorities here change faster than the plan does
• Based in the US

Responsibilities

• Own reporting on the ROI of our growth investments — by channel, campaign, and segment — so the team knows what's working and what to cut
• Run Deal Desk: finance liaison on pricing, deal structure, and non-standard terms, before a deal is committed
• Build and maintain the customer and growth economics that inform how we invest in acquisition
• Sit in go-to-market's meetings, not just their inbox — translate questions into analysis and hand back a recommendation instead of a spreadsheet
• Partner with department leads through quarterly budget and headcount planning — collect inputs, pressure-test them, and translate them into the plan
• Track spend against budget, surface drift before it compounds, and flag what needs a decision
• Build the analysis behind headcount, vendor, and resourcing calls — payback, cost-to-serve, build-vs-buy
• Support the monthly forecast cycle: pull and reconcile actuals, build the variance analysis, and draft the commentary that explains what moved and why
• Maintain the schedules and drivers that feed the company operating model, working alongside the Director of FP&A
• Help assemble the monthly and quarterly reporting packages for leadership, the board, and lenders
• Automate anything you do twice
• Replace recurring manual work with AI workflows, queries, dashboards, templates — so next month it takes minutes
• Bring rigor to automated output: reconcile it, stress it, and know where it breaks before someone else finds out

Skills

FP&A

Budgeting & Forecasting

Financial modeling

Excel / Google Sheets

AI in work

Communication

Attention to detail

Education

Bachelor's degree in finance, economics, accounting, engineering, mathematics

Tools

Excel

Google Sheets

Job description

Flex is building the AI-native private bank for business owners and is hiring an FP&A professional to partner with go-to-market teams, manage budgeting cycles, and drive automation of routine tasks using AI. You will craft ROI analyses, own deal-structure finance inputs, and support monthly forecasts, all while maintaining strict attention to detail.

Based in the US with roles open in multiple cities and remote options, you will collaborate with executive leadership and finance colleagues to