Field Territory Underwriter: Growth & Agency Partnerships

The Cincinnati Insurance Companies; Traverse City (MI); On-site; USD 90,000 - 152,000; Full time

Benefits offered by this job

Annual cash bonus

Stock incentives

Job summary

The Cincinnati Insurance Companies in Traverse City, MI, is seeking a property and casualty field territory underwriter. You will evaluate, price, and underwrite risks, leading profitable growth for our agency partners in your territory.

Join a team that values ethical, service-oriented professionals. The role offers a competitive pay range of $90,000–$152,000 annually, with eligibility for annual cash bonus and stock incentives based on performance.

Qualifications

• Bachelor's degree or 5+ years of industry experience is required.
• Minimum 2 years of multiline commercial underwriting experience with underwriting authority is required; 3+ years preferred.
• Relevant insurance industry certifications (CIC or CPCU) are a plus.

Responsibilities

• Underwrite: analyze risks, price, negotiate, and make informed decisions on commercial business.
• Market: sell and solicit business across all units within the territory to build strong agency relationships.
• Develop the territory: drive enterprise growth and profitability within territory, including new agency appointments.
• Lead agencies: build deep relationships with assigned agencies and deliver a profitable portfolio.
• Provide leadership: collaborate with other field teams to ensure success through support and coordination.
• Research the market: stay updated on industry trends and competitor activity to inform decisions.

Skills

Analytical skills

Communication skills

Independent thinking

Travel willingness

Strategic planning

Leadership

Driver's license

Education

Bachelor's degree or 5+ years experience

Insurance certifications (CIC/CPCU)

Job description

The Cincinnati Insurance Companies in Traverse City, MI, is seeking a property and casualty field territory underwriter. You will evaluate, price, and underwrite risks, leading profitable growth for our agency partners in your territory.

Join a team that values ethical, service-oriented professionals. The role offers a competitive pay range of $90,000–$152,000 annually, with eligibility for annual cash bonus and stock incentives based on performance.