Field Property Claims Adjuster - Own & Inspect

Munich Reinsurance America, Inc; Toms River (NJ); On-site; USD 60,000 - 85,000; Full time

Benefits offered by this job

Two health insurance options (PPO / HD

401k with company match

Paid time off 24 days/year

Annual bonus eligibility

Tuition assistance

Diversity & wellness programs

Job summary

American Modern Insurance Group, a Munich Re company, is hiring a Property Field Adjuster for Southern New Jersey. You will own claims from start to finish, perform on-site inspections, and develop damage estimates using Cotality while guiding policyholders through the process.

The role requires field mobility, a valid driver’s license, and the ability to work in a dynamic team with CAT duty as needed. This is a full-time, on-site position offering comprehensive benefits.

Qualifications

• At least a year or more of Property claims handling experience.
• Estimating experience with on-site inspections and damage assessment.
• Knowledge of dwelling/mobile home construction.
• Valid driver's license and acceptable driving record.
• Ability to work in the field, including climbing ladders (40+ lbs).
• Applicants must not require visa sponsorship.

Responsibilities

• Own property claims from first notice of loss through resolution.
• Conduct on-site inspections to assess damage and determine coverage.
• Develop estimates using Cotality.
• Guide policyholders through the claims process with clear communication.
• Partner with agents and internal teams to deliver strong outcomes.
• Participate in catastrophe duty as needed (up to 4 weeks).

Skills

Field claims handling

On-site inspections

Customer communication

Dwelling construction knowledge

Driver license

Tools

Xactimate

Cotality

Symbility

Job description

American Modern Insurance Group, a Munich Re company, is hiring a Property Field Adjuster for Southern New Jersey. You will own claims from start to finish, perform on-site inspections, and develop damage estimates using Cotality while guiding policyholders through the process.

The role requires field mobility, a valid driver’s license, and the ability to work in a dynamic team with CAT duty as needed. This is a full-time, on-site position offering comprehensive benefits.