Property Field Adjuster - Southern New Jersey

American Modern Insurance Group; Lakehurst (NJ); On-site; USD 60,000 - 85,000; Full time

Benefits offered by this job

Two health insurance options (PPO/HDHP

401(k) with match

Paid time off

Tuition assistance

Job summary

American Modern Insurance Group seeks a Property Field Adjuster to manage residential property claims from first notice to resolution in Southern New Jersey. You will perform on-site inspections, evaluate damage, and develop estimates using Xactimate and Cotality.

You will guide policyholders through the claims process with clear communication, collaborate with agents and internal teams, and participate in CAT deployments as needed, potentially across the United States.

Qualifications

• 1+ year of Property claims handling experience.
• Experience with estimating platforms (Xactimate, Cotality, Symbility).
• Knowledge of dwelling/mobile home construction beneficial.

Responsibilities

• Own property claims from first notice of loss through resolution.
• Conduct on-site inspections to assess damage and determine coverage.
• Develop estimates using Xactimate and Cotality.
• Guide policyholders through the claims process with clear communication.
• Partner with agents and internal teams to deliver strong outcomes.
• CAT duty participation as needed (up to 4 weeks).

Skills

Property claims handling

Customer communication

Field work readiness

Tools

Xactimate

Cotality

Symbility

Job description

Property Field Adjuster – Southern New Jersey

Join American Modern Insurance Group, a Munich Re company, as a Property Field Adjuster, where you will manage claims end-to-end and support customers when it matters most.

American Modern Insurance Group, Inc., a Munich Re company, is a recognized leader in specialty insurance, offering products primarily for residential properties—including manufactured homes and specialty dwellings—and select recreational markets. As a Property Field Adjuster, you will focus on handling claims related to our residential property lines, providing expert evaluation and service. Headquartered in Amelia, Ohio, and with associates located across the United States, we are part of Munich Re’s Global Specialty Insurance division. Our employees receive boundless opportunity to grow their careers and make a difference every day.

American Modern Insurance Group has been recognized as a Top Workplace Employer since 2013. If you're looking for a rewarding career at a growing company with a true career path, it's time to claim your future with the American Modern claims department. To learn more about what our Adjusters do and how we support them in their journey with us, click here.

Own the Claim. Lead in the Field.

What You’ll Do

• Own property claims from first notice of loss through resolution
• Conduct on-site inspections to assess damage and determine coverage
• Develop estimates using Cotality
• Guide policyholders through the claims process with clear communication
• Partner with agents and internal teams to deliver strong outcomes
• Participation in catastrophe duty as needed. CAT duty can be throughout the United States and can last up to 4 weeks.

What You Bring

• At least a year or more of Property claims handling experience
• Estimating platform experience (Xactimate, Cotality, Symbility, etc.)
• Experience with property inspections and damage assessment
• Knowledge of dwelling/mobile home construction
• Valid driver’s license and acceptable driving record
• Ability to work in the field, including climbing ladders (40+ lbs)
• Applicants requiring employer sponsorship of a visa will not be considered for this position.

Location & Travel

Candidates must be located in or near Princeton, Tom’s River, or Manchester Township or Lakehurst, New Jersey area and must have flexibility to complete CAT deployment as needed.

What We Offer

We are proud to offer our employees, their domestic partners, and their children, a wide range of insurance benefits:

• Two options for your health insurance plan (PPO or High Deductible).
• Prescription drug coverage (included in your health insurance plan).
• Vision and dental insurance plans.
• Additional insurance coverages provided at no cost to you, such as basic life insurance equal to 1x annual salary and AD&D coverage that is equal to 1x annual salary.
• Short and Long Term Disability coverage.
• Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes Spouse/domestic partner and children).
• Voluntary Benefit plans that supplement your health and life insurance plans (Accident, Critical Illness and Hospital Indemnity).

In addition to the above insurance offerings, our employees also enjoy:

• A robust 401k plan with up to a 5% employer match
• A retirement savings plan that is 100% company funded.
• Paid time off that begins with 24 days each year, with more days added when you celebrate milestone service anniversaries.
• Eligibility to receive a yearly bonus as a Munich Re employee.
• A variety of health and wellness programs provided at no cost.
• Paid time off for eligible family care needs.
• Tuition assistance and educational achievement bonuses.
• A corporate matching gifts program that further enhances your charitable donation.
• Paid time off to volunteer in your community.

The salary range for this role in New Jersey is between $60,000 and $85,000 annually plus bonus and benefits mentioned above.

At American Modern, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and talent with a focus on providing our customers the most innovative products and services.

We are an equal opportunity employer. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.