Field Mortgage Loan Originator - Residential Lending

First Federal Lakewood; Perrysburg (OH); On-site; USD 55,000 - 90,000; Full time

Job summary

First Federal Lakewood is seeking a Mortgage Loan Originator to originate first mortgage loans and home improvement loans for consumers. The role involves building relationships with customers, real estate agents, and builders, including in-home or off-site sales activities.

You will stay current on lending regulations, promote CRA programs, cross-sell banking products, and manage vendor partnerships while delivering excellent customer service in line with bank policies.

Qualifications

• Education: High School Diploma or equivalent is required; Bachelor’s degree is preferred.
• Certification: NMLS is/will be required.
• Years of experience: 3 to 5 years is required.

Responsibilities

• Originates one-to-four family residential loans by talking with customers and by contacting realtors, builders, etc.; engages in sales efforts at the customer’s home or place of business and away from the bank’s place of business or any office maintained for loan production business purposes.
• Responds to customer inquiries regarding loan products and applications.
• Keeps up-to-date on government regulations and the association's policies and procedures regarding lending; participates in quarterly compliance training on banking regulations for industry.
• Promotes the association's Community Reinvestment Act loan program to real estate agents in low-to-moderate income neighborhoods.
• Projects a positive image of the association and make sales contacts by participating in community activities, organizations, and business-related functions.
• Cross-sells and keeps up-to-date on the association's entire product line including both lending and savings products.
• Knows, understands, and complies with current fair lending laws and bank policies and procedures; addresses same at all times.
• Manages service providers and vendors effectively; structures relationships with service providers in a strategic manner; sets expectations; develops performance metrics; measures vendor performance, provides feedback and holds accountable.
• Other duties as required.

Skills

Adaptability

Communication skills

Customer service

Interpersonal skills

Job knowledge

Judgment

Leadership

Planning and organization

Staff development

Education

High School Diploma or equivalent

Bachelor’s degree

NMLS certification

Years of experience: 3 to 5 years

Tools

MS Office (Outlook, Excel, Word)

Encompass

Cleartouch

OnBase

CRM software

government/investor portals

Job description

First Federal Lakewood is seeking a Mortgage Loan Originator to originate first mortgage loans and home improvement loans for consumers. The role involves building relationships with customers, real estate agents, and builders, including in-home or off-site sales activities.

You will stay current on lending regulations, promote CRA programs, cross-sell banking products, and manage vendor partnerships while delivering excellent customer service in line with bank policies.