Mortgage Loan Originator

First Financial Bank; Worthington (OH); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Incentive compensation

Development and training opportunities

Holistic wellbeing programs

Job summary

First Financial Bank is seeking a Mortgage Loan Originator in Worthington, Ohio. This role involves originating mortgage loans sourced through established referral partners and working to provide a superior customer experience.

Successful candidates will have experience in residential mortgage origination, a strong understanding of mortgage products, and the ability to develop growth strategies. Benefits include incentive eligibility and ongoing development opportunities.

Qualifications

• Minimum of 2 years of experience in residential mortgage origination, 4 years preferred.
• Ability to obtain Mortgage Loan Originator License with NMLS.
• Must maintain continuing education as required by employer.

Responsibilities

• Originate mortgage loans through referral partners.
• Ensure timely loan closing and customer satisfaction.
• Develop and maintain a growth business plan.

Skills

Experience originating residential mortgages

Strong product knowledge in mortgage programs

Established referral network

Proficiency in loan originating software

MS Office proficiency

Education

Bachelor’s degree or equivalent experience

Tools

Loan originating software

MS Office

Job description

Mortgage Loan Originator

As a First Financial Bank Mortgage Loan Originator, you will originate mortgage loans sourced through your established referral partners, our retail banking branches, internal departments, and marketing efforts to builders, realtors, and other referral sources.

The position requires self‑source mortgage leads, convert them into applications, present personalized mortgage products, produce required disclosures, procure intent to proceed, collect borrower documents to satisfy loan conditions, and work with internal departments to ensure a superior customer experience and timely loan closing.

Responsibilities

• Consistently achieve monthly loan production volume as specified in the MLO Agreement.
• Generate new business to assist in meeting established profitability goals.
• Develop and maintain a business plan for growth of this business area.
• Network with assigned bank branches, internal departments, employees, local organizations/businesses, realtors, builders, and other referral sources to generate mortgage leads.
• Evaluate potential customers’ needs and offer appropriate mortgage products and services, or provide referrals to specialists within the Bank.
• Prepare and compile mortgage application and information for processing of mortgage loan applications generated.
• Ensure completeness of loan documentation.
• Oversee timely closing and funding of loans.
• Provide ongoing relationship servicing with current mortgage customers to maintain goodwill and gain additional business.
• Respond to mortgage inquiries and requests regarding accounts from assigned branches.
• Promote and cross‑sell other bank products and services as appropriate.
• Provide data to support marketing and sales promotion programs.
• Work directly with the sales manager to assist with CRA loan initiatives in the local market.
• Other duties may be assigned.

Compliance

The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes Bank Secrecy Act, Anti‑Money Laundering, OFAC and Suspicious Activity reporting requirements, and all other lending and deposit compliance requirements.

Qualifications

• Minimum of 2 years of experience originating residential mortgages; 4 years preferred.
• Existing referral network established to provide mortgage leads.
• Prior experience using loan originating software and MS Office products.
• Strong product knowledge and underwriting requirements for Conventional and Government (FHA, VA, USDA) mortgage programs.
• Bachelor’s degree from a four‑year college or university, or equivalent combination of education and experience.
• Must have or ability to obtain Mortgage Loan Originator License with NMLS.
• Must be trained in all areas of mortgage lending.
• Must maintain employer and industry required continuing education.

Benefits

Incentive eligibility is provided for all roles, except for Co‑Op, Intern, or Student positions.

Benefits include relevant programs that support associates’ holistic wellbeing and additional incentive compensation. Development and training opportunities are available.

EEO Statement

First Financial Bank is an equal opportunity employer. It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law.

We are an E‑Verify Employer.