Field Insurance Inspector

Jobtailor; San Mateo (CA); On-site; USD 85,000 - 110,000; Full time

Job summary

Jobtailor in California is seeking an Insurance Field Surveyor to conduct on-site and virtual inspections of high-value homes and commercial risks. You will analyze replacement cost values, assess risk, and generate detailed survey reports for agents and policyholders.

The role requires travel to client sites in the San Mateo area, strong communication, professionalism, and a solid grasp of industry calculators and EXL Resources.

Qualifications

• Bachelor's degree required and stated in posting profile.
• High degree of professionalism and emotional intelligence.
• Strong analytical skills and resourcefulness.
• Excellent written and oral communications.
• Willingness to travel and daily travel to San Mateo area.
• Experience in High Value or Commercial Survey appreciated.
• Proficiency with EXL Resources and industry calculators.

Responsibilities

• Conduct virtual and onsite inspections of high-value homes and commercial lines.
• Analyze replacement cost value and assess risk.
• Generate replacement-cost estimates using industry calculators and findings.
• Document construction materials, workmanship, and features.
• Perform underwriting surveys and loss-control assessments.
• Discuss risk-management controls with stakeholders.
• Complete survey reports with narrative assessments.
• Travel daily to client sites in San Mateo area.

Skills

Emotional Intelligence

Analytical Skills

Time Management

Communication Skills

Professionalism

Resourcefulness

Risk Assessment Knowledge

Education

Bachelor's degree

Tools

EXL Resources

Industry Calculators

Survey Software Proficiency

Job description

• Conduct virtual and onsite inspections of high-value homes and small businesses for personal and commercial lines insurance companies


• Analyze replacement cost value and assess risk


• Demonstrate professionalism and expertise to agents, policyholders, business assistants, and other stakeholders


• Complete the required number of surveys each month to achieve personal revenue production goals


• Complete special projects assigned by the manager


• Document construction materials, workmanship, and special features of high-value homes


• Determine home square footage through detailed measurements or building plans


• Generate replacement-cost estimates using industry calculators, EXL resources, and inspection findings


• Assess physical, liability, wildfire, hurricane, and other natural hazards and recommend risk improvements


• Complete detailed survey reports with narrative assessments


• Conduct underwriting surveys and loss-control assessments on commercial businesses


• Evaluate risks across Property, General Liability, Workers Compensation, and Auto/Fleet insurance lines


• Discuss safety culture, loss history, risk-management controls, and safety-program maturity with business owners


• Document commercial hazards and recommend risk improvements

Requirements

• High degree of professionalism and emotional intelligence


• Strong analytical skills and resourcefulness


• Solid aptitude for risk assessment and replacement cost


• Excellent written and oral communications


• Proficiency with computer equipment and software


• Ability to manage multiple projects at once and handle time-sensitive urgencies


• Willingness to travel


• High Value Survey or Commercial Survey experience appreciated


• Daily travel to client sites in the San Mateo, California area


• Bachelor's degree stated in the posting profile

Demonstrates expertise in conducting inspections and risk assessments for high-value homes and commercial businesses, with a strong focus on replacement cost analysis and effective communication with stakeholders. Proficient in generating detailed survey reports and evaluating risks across various insurance lines.

Highest-signal resume keywords

• Risk Assessment


• Replacement Cost Analysis


• Survey Report Generation


• Analytical Skills


• Professionalism

Hard Skills

• Risk Assessment


• Replacement Cost Analysis


• Survey Report Generation


• Detailed Measurements


• Insurance Lines Evaluation


• Commercial Hazards Documentation


• Industry Calculators Proficiency


• Construction Materials Documentation


• Loss-Control Assessments


• Underwriting Surveys

Soft Skills

• Emotional Intelligence


• Analytical Skills


• Time Management


• Communication Skills


• Professionalism

Industry Keywords

• High-Value Homes


• Commercial Lines Insurance


• Property Insurance


• General Liability


• Workers Compensation


• Auto/Fleet Insurance


• Risk Management


• Safety Culture


• Natural Hazards


• Client Site Inspections

Tools & Technologies

• EXL Resources


• Computer Equipment


• Software Proficiency