Field Inspector

EXL; San Mateo (CA); Hybrid; USD 70,000 - 110,000; Full time

Benefits offered by this job

Joining bonus

Tuition reimbursement

Work from home when not in the field

Excellent culture and team

Training program

Sick leave

Job summary

EXL is seeking a Field Insurance Inspector in the San Mateo, CA area to perform virtual and onsite inspections of high-value homes and select commercial properties. You will evaluate replacement cost, document risks, and communicate findings to underwriters and agents.

The role emphasizes professional client interaction, accuracy in reporting, and regular field travel to affluent locales while enjoying a supportive team culture at EXL.

Qualifications

• High degree of professionalism and emotional intelligence.
• <br/>Strong analytical skills and resourcefulness.
• Excellent written and oral communications.
• Willingness to travel.

Responsibilities

• Conduct virtual and onsite inspections of high value homes and small businesses.
• Analyze replacement cost value and assess risk for underwriting.
• Generate detailed survey reports and narratives.
• Complete surveys to meet monthly production goals and assist on special projects.

Skills

Professionalism

Emotional intelligence

Analytical skills

Risk assessment

Written and verbal communication

Computer proficiency

Time management

Willingness to travel

High value/commercial survey

Job description

Great Job Opportunity - Field Insurance Inspector - San Mateo CA

The Business

EXL’s Castle High Value and Risk Control divisions are the nation’s leading residential and commercial insurance survey providers. Castle High Value provides replacement cost estimating and loss prevention services on high value homes for personal lines insurance carriers, and is the recognized leader in the industry. EXL Risk Control evaluates commercial businesses and their operations, documenting underwriting concerns and making recommendations for risk improvement.

EXL delivers industry-leading professionalism, quality and turn-around time, and our innovative solutions help our clients keep ahead of the competition. https://www.exlservice.com/survey-and-risk-control

Why Apply?

• Competitive pay and benefits, including paid sick leave
• Superb training program
• Work from home when not in the field
• Tuition Reimbursement Program
• Excellent culture and team
• $1,125 Joining Bonus!

Responsibilities

The Field Insurance Inspector conducts virtual and onsite inspections of high value homes and small businesses for personal and commercial lines insurance companies to analyze replacement cost value and to assess risk.

An added perk is the opportunity to regularly visit beautiful high-end custom homes in the most affluent locations in the service area.

The candidate should be capable of demonstrating a high degree of professionalism and expertise to all stakeholders in the survey process (Agents, Policyholders, Business Assistants, etc.).

Field Insurance Inspectors must complete the requisite number of surveys each month to achieve personal revenue production goals, and complete other special projects as assigned by their manager.

• High Value Surveys
• Conduct property surveys on high value homes, documenting the construction materials, workmanship and special features of the structure
• Determine square footage of the home through detailed measurements or by replicating available building plans
• Generate an estimate replacement cost based on industry calculators, EXL resources and your personal findings at the home
• Observe and assess physical and liability hazards to the property, including natural hazards such as wildfire and hurricane exposure. Document all such hazards for underwriting, including recommendations for risk improvement.
• Competed a detailed survey report write-up, including narrative assessments
• Conduct underwriting surveys and loss control assessments on commercial businesses
• Observe and evaluate risk for various commercial insurance lines of business including Property, General Liability, Workers Compensation and Auto/Fleet.
• Engage business owner to discuss and ascertain corporate safety culture, loss history, risk management controls and maturity of company safety programs
• Document all hazards observed for underwriting, and make recommendations for risk improvement.
• Complete a detailed survey report write-up, including narrative assessment

Qualifications

Knowledge, Skills, and Abilities Needed

• High-degree of professionalism and emotional intelligence
• Strong analytical skills and resourcefulness
• Solid aptitude for risk assessment and replacement cost
• Excellent written and oral communications
• Proficiency with computer equipment and software
• Ability to manage multiple projects at once, and handle time sensitive urgencies
• Willingness to travel
• High Value Survey or Commercial Survey experience appreciated