FHA/HUD Asset Manager – Portfolio & Analytics

Dwight & Co; Florida; On-site; USD 70,000 - 110,000; Full time

Job summary

Dwight Capital in Miami, FL is seeking an Asset Manager to oversee an FHA/HUD multifamily loan portfolio, perform financial analysis, and drive risk‑mitigation through data-driven reporting. You will interact with HUD contacts and senior management while advancing asset management processes in a fast-paced environment.

The role blends core asset management duties with hands-on financial analysis, covenant monitoring, and collaboration with originators and lenders.

Qualifications

• Bachelor's degree in Business Administration, Real Estate, Finance, Accounting, or Economics.
• 1–3 years of experience in asset management or related fields; multifamily/commercial real estate finance is a plus.
• Strong analytical and quantitative skills; proficiency in Excel for financial analysis and risk analysis.
• Excellent work ethic, attention to detail, and ability to manage multiple transactions in a fast-paced environment.
• Strong written and verbal communication skills.
• Familiarity with FHA/HUD loan documents, compliance, and reporting is a plus; willingness to grow HUD expertise.
• Experience with AI tools or data tools (Power Query, Power BI, SQL, Python) is a strong plus.

Responsibilities

• Collect, track, save, and spread project financials (operating statements, balance sheets, bank statements, rent rolls, AP/AR aging) portfolio-wide.
• Analyze monthly, quarterly, and annual financial reporting focusing on debt service coverage, occupancy, and KPIs; discuss variances and non-compliance.
• Maintain financial performance and occupancy data in the portfolio management system.
• Prepare and distribute monthly loan performance and watchlist reporting.
• Support Borrower and HUD contacts for day-to-day oversight of FHA/HUD multifamily loan portfolio.
• Perform financial analysis, assess market information, and complete due diligence for risk mitigation.
• Assist in structuring HUD/Lender approvals for consent items (loan assumptions, modifications, etc.).
• Quality control of new loans with borrower onboarding and HUD protocol review.
• Work with Asset Management, Originators, Borrowers, HUD to monitor and contribute to workout solutions for troubled loans.
• Maintain risk assessments of the loan portfolio—performance, watchlist, compliance, inspection results.
• Ensure covenant compliance: monitoring, collateral, and debt service thresholds.
• Follow up on delinquent loans to minimize defaults.
• Prepare HUD forms and process reserve withdrawals; ensure final releases.
• Coordinate insurance reviews and hazard loss claims; arrange inspections as needed.
• Collaborate with technology staff to automate portfolio management workflows and apply AI/automation where possible.
• Improve portfolio data integrity and standardized reporting; ensure high-quality recommendations.
• Collaborate with loan originators, counsel, HUD, and vendors to deliver high-touch borrowers and partners.
• Carry out ad hoc projects as requested by Senior Management.

Skills

Analytical thinking

Financial analysis

Education

Bachelor's degree in Business / Real Estate / Finance / Accounting / Economics

Tools

Excel

Power BI

SQL

Python

AI tools (Claude, ChatGPT, Copilot)

Job description

Dwight Capital in Miami, FL is seeking an Asset Manager to oversee an FHA/HUD multifamily loan portfolio, perform financial analysis, and drive risk‑mitigation through data-driven reporting. You will interact with HUD contacts and senior management while advancing asset management processes in a fast-paced environment.

The role blends core asset management duties with hands-on financial analysis, covenant monitoring, and collaboration with originators and lenders.