Farm Finance Specialist — Field-Based Lending Expert

HR-Consulting-Solutions-LLC; Clinton (KY); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Competitive salary

Incentive bonus

Generous PTO

12 paid holidays

Health, dental, and vision insurance

401(k) retirement plan

Life and disability insurance

Job summary

River Valley AgCredit is seeking an Agricultural Loan Officer to serve as a trusted financial partner for farmers in Clinton, KY. The role emphasizes field engagement, building lasting relationships, and providing responsible financing to start, grow, or sustain farm operations.

You will evaluate borrower qualifications, prepare loan proposals for operating loans, real estate, equipment, and agribusiness financing, and maintain strong local knowledge of crops, practices, and community needs.

Qualifications

• Bachelor’s degree in Business Administration, Agricultural Economics, Agriculture, Finance, or a related field.
• Demonstrated knowledge of farm management, agricultural finance, and ag industry trends.
• Hands-on experience with agricultural operations, farm management, agribusiness, or rural producers.
• Previous experience in agricultural, commercial, or rural lending preferred; strong agricultural industry experience required.

Responsibilities

• Proactively develop and expand relationships with farm families, ag producers, and rural landowners through farm visits, networking, and community engagement.
• Prepare, structure, and present loan proposals for farm operating loans, real estate, equipment, and agribusiness financing.
• Evaluate borrower eligibility, repayment ability, collateral, and other risk factors in accordance with Farm Credit System and Association policies.
• Administer loans responsibly, ensuring proper documentation, accuracy, and compliance with regulations.
• Conduct regular farm visits to assess collateral, monitor operations, and strengthen member relationships.
• Maintain thorough knowledge of River Valley AgCredit’s products, services, and the agricultural industries served.
• Participate in ongoing professional development to enhance lending expertise, regulatory knowledge, and agricultural industry understanding.
• Ensure all lending activities comply with Farm Credit System standards, Association policies, and applicable federal and state regulations.
• Actively pursue new lending opportunities and contribute to portfolio growth through strategic prospecting and referral development.

Skills

Farm management knowledge

Agricultural finance

Ag industry trends

Rural lending experience

Education

Bachelor’s degree in Business Administration, Agricultural Economics, Agriculture, Finance, or a related field

Tools

Loan origination systems

Microsoft Office

Job description

River Valley AgCredit is seeking an Agricultural Loan Officer to serve as a trusted financial partner for farmers in Clinton, KY. The role emphasizes field engagement, building lasting relationships, and providing responsible financing to start, grow, or sustain farm operations.

You will evaluate borrower qualifications, prepare loan proposals for operating loans, real estate, equipment, and agribusiness financing, and maintain strong local knowledge of crops, practices, and community needs.