Fair Lending Compliance Specialist: Insight & Impact

Hancock Whitney; New Orleans (LA); On-site; USD 65,000 - 90,000; Full time

Job summary

Hancock Whitney is seeking a Compliance Fair Lending Specialist to support the Fair and Responsible Banking program. You will monitor compliance with CRA and fair lending laws, review HMDA data, and assist with CRA-related compliance efforts to minimize risk and ensure accurate disclosures.

The role includes analyzing loan data for disparities, preparing memos, updating policies, and coordinating with legal and operations to implement remediation strategies and training as needed.

Qualifications

• Experience ensuring CRA and fair lending compliance.
• Ability to analyze data to identify disparities in lending.
• Experience interpreting HMDA data.
• Knowledge of home mortgage disclosure laws and reporting requirements.
• Familiarity with regulatory reporting processes and documentation.

Responsibilities

• Provide first-line guidance to lines of business to ensure CRA and fair lending compliance.
• Perform monitoring reviews of loan data to identify fair lending issues.
• Maintain records of monitoring activities and prepare compliance memos.
• Update policies, procedures, and training materials related to fair banking.
• Assist with regulatory training and inquiries related to CRA and fair lending.
• Coordinate with legal and operating departments on compliant product offerings and remediation strategies.
• Stay current on changes to federal and state banking laws affecting CRA and fair lending.

Skills

Compliance monitoring

Fair lending regulations

Data analysis

CRA compliance

HMDA data interpretation

Regulatory reporting

Tools

Regulatory reporting software

Job description

Hancock Whitney is seeking a Compliance Fair Lending Specialist to support the Fair and Responsible Banking program. You will monitor compliance with CRA and fair lending laws, review HMDA data, and assist with CRA-related compliance efforts to minimize risk and ensure accurate disclosures.

The role includes analyzing loan data for disparities, preparing memos, updating policies, and coordinating with legal and operations to implement remediation strategies and training as needed.