Fair Banking Officer

JCW Group; Wilmington (DE); On-site; USD 120,000 - 180,000; Full time

Job summary

JCW Group is partnering with a growing OCC-regulated federal savings bank to appoint a Fair and Responsible Banking Officer. You will design and oversee the bank's Fair Lending and UDAAP compliance program across every product and channel, including a national credit card program and digital banking platforms.

You will run statistical fair lending testing and review automated decisioning models for risk in line with regulatory expectations.

Qualifications

• Knowledge of ECOA/Reg B, HMDA, UDAAP and Reg E.
• Hands-on statistical fair lending testing experience.
• Experience supporting a credit card program and interacting with OCC/FDIC examiners.

Responsibilities

• Design, implement and oversee the bank's Fair Lending and UDAAP compliance program.
• Provide fair lending and UDAAP oversight of the national credit card program and digital banking products.
• Run statistical fair lending testing, including regression, matched-pair and marginal effects analysis.
• Review automated decisioning models for fair lending risk, in line with SR 11-7 model risk expectations.

Skills

ECOA/Reg B

UDAAP

Reg E

Statistical testing

Model risk review

Credit card program knowledge

Job description

JCW Group is partnering with a growing, OCC-regulated federal savings bank to appoint a Fair and Responsible Banking Officer. As the bank's subject matter expert for Fair Lending and UDAAP, you'll design and oversee the program across every product and channel, including a national credit card program and digital banking platforms.

What you'll do

• Design, implement and oversee the bank's Fair Lending and UDAAP compliance program.
• Provide fair lending and UDAAP oversight of the national credit card program and digital banking products.
• Run statistical fair lending testing, including regression, matched-pair and marginal effects analysis.
• Review automated decisioning models for fair lending risk, in line with SR 11-7 model risk expectations.

What you'll bring

• Strong knowledge of ECOA/Reg B, HMDA, UDAAP and Reg E, gained in a second-line compliance or risk function.
• Experience supporting a credit card program (Reg Z, card lifecycle) and interacting with OCC or FDIC examiners.
• Hands-on statistical fair lending testing experience. CRCM is strongly preferred.