External Mortgage Loan Officer

Fairwinds-Credit-Union; Orlando (FL); On-site; USD 55,000 - 90,000; Full time

Benefits offered by this job

11 paid holidays

6% 401(k) match

Health Savings Account

Maternity leave

Medical/dental/vision insurance

Leadership development

Debt Free Club

Job summary

Fairwinds Credit Union in Orlando is seeking an External Mortgage Loan Officer to expand our reach and connect more homebuyers with mortgage solutions. If you excel at building referral networks and enjoy a fast-paced, commission-based role, this is for you.

You will build relationships with real estate agents and community professionals, prospect through cold calls and events, and represent FAIRWINDS at community gatherings to grow your pipeline.

Qualifications

• Minimum of 2 years of experience in external mortgage lead generation and loan origination.
• A strong network and passion for building relationships within your market.
• Excellent communication, follow-through, and sales skills.
• Guaranteed base pay plus commission; earn with confidence.
• Monthly travel and expense budget to support your business development efforts.
• Dedicated processor & priority underwriting so you can focus on relationships and results.

Responsibilities

• Build and maintain strong relationships with real estate agents, builders, and other community professionals to drive consistent mortgage leads.
• Actively prospect through cold calling, networking, presentations, and community involvement.
• Represent FAIRWINDS at events, deliver engaging presentations, and drive brand awareness to grow your pipeline.
• Takes complete and accurate mortgage applications, participates in obtaining all necessary support documents, oversees the loan process by monitoring loan status and ensuring conformity to terms.
• Partner closely with your dedicated processor and enjoy priority underwriting to help you close loans efficiently and with confidence.
• Ensures exceptional member experience by interacting and interfacing with all parties involved in each individual loan transaction, from application to closing.

Skills

Mortgage lead gen

Loan origination

Networking

Communication

Sales

Job description

Financial Freedom Happens Here – and it starts with YOU.

At FAIRWINDS Credit Union, we’re more than a workplace; we’re a team on a mission. Join the credit union nationally endorsed by The Dave Ramsey Show, where every day is a step toward financial freedom - for our members and for you.

We’re looking for a driven and dynamic External Mortgage Loan Officer to help expand our reach and connect more homebuyers with the mortgage solutions they need. If you're passionate about building strong referral networks, love being out in the community, and thrive in a fast-paced, commission-based role, then this opportunity is for you! As an External Mortgage Loan Officer, you’ll be on the front lines of business development representing FAIRWINDS in your market and turning connections into clients.

Your Role in Our Mission:

Build and maintain strong relationships with real estate agents, builders, and other community professionals to drive consistent mortgage leads.

Actively prospect through cold calling, networking, presentations, and community involvement.

Represent FAIRWINDS at events, deliver engaging presentations, and drive brand awareness to grow your pipeline.

• Takes complete and accurate mortgage applications, participates in obtaining all necessary support documents, oversees the loan process by monitoring loan status and ensuring conformity to terms.

Partner closely with your dedicated processor and enjoy priority underwriting to help you close loans efficiently and with confidence.

• Ensures exceptional member experience by interacting and interfacing with all parties involved in each individual loan transaction, from application to closing.

What Makes You a Great Fit:

Minimum of 2 years of experience in external mortgage lead generation and loan origination

A strong network and passion for building relationships within your market

Excellent communication, follow-through, and sales skills

Guaranteed base pay plus commission; earn with confidence

Monthly travel and expense budget to support your business development efforts

Dedicated processor & priority underwriting so you can focus on relationships and results

• Job stability you can count on; FAIRWINDS has never had a layoff, even through market shifts

A Culture of Care and Reward:
You give your best, and we give back with a comprehensive and meaningful rewards package:

• Enjoy 11 paid holidays and generous paid time off to recharge and reset
• Build your future with a 6% 401(k) match
• Eligible for a $700 annual contribution to your Health Savings Account
• Access our comprehensive maternity leave program to support growing families
• Stay covered with medical, dental, vision, disability, and life insurance
• Grow your career through leadership development, tuition assistance, and advancement opportunities
• Earn rewards for financial wellness through our Debt Free Club and Dave Ramsey’s SmartDollar program
• Thrive in a purpose-driven, people-first culture where your impact matters

This is more than your next job. It’s your next step in changing lives; starting with your own!

About FAIRWINDS Credit Union
At FAIRWINDS Credit Union, Financial Freedom Happens Here. Headquartered in Orlando and proudly serving members for over 70 years, our mission - changing members’ lives on the journey to Financial Freedom - drives everything we do, with a clear vision: Members financially free. Through The FAIRWINDSWay, we champion a culture of integrity, accountability, and teamwork, and we’re nationally endorsed by The Dave Ramsey Show as a trusted provider of financial wellness. Recognized as one of Forbes’ 2025 Best-in-State Credit Unions and one of Orlando Business Journal’s Best Places to Work,FAIRWINDSis a top workplace where your purpose matters and your growth is supported every step of the way!

FAIRWINDS is an Equal Opportunity Employer.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.