ERISA Retirement Plans, Sr. Specialist

Charles Schwab; Orlando (FL); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

401(k) with company match

Employee stock purchase plan

Paid time off, volunteering, and sabb

Tuition reimbursement

Health, dental, and vision insurance

Parental leave and family building

Job summary

Charles Schwab in the United States is seeking an ERISA Compliance professional to support retirement plan testing and reporting for mid- to large-sized employers. You will ensure accurate testing and timely Form 5500 submissions while maintaining compliant plan administration.

You will collaborate with ERISA Consulting, Relationship Management, and external auditors to address complex testing issues and deliver client value.

Qualifications

• 3-7 years in the qualified retirement plan industry with ERISA testing experience
• Thorough knowledge of IRS and DOL Code and Regulations with complex non-discrimination testing
• Excellent problem solving, verbal and written communication, and strong Excel skills
• Project leadership experience

Responsibilities

• Prepare ADP/ACP testing, Top Heavy testing, Coverage testing, 401(a)(4) Nondiscrimination testing, and Form 5500s within statutory timelines
• Perform testing and serve as primary liaison with ERISA Consulting, external clients, and Relationship Management for complex issues
• Assist with allocations of employer contributions and specialized testing
• Partner with Relationship Management and other teams on higher level client issues and auditor requests
• Serve as direct contact with plan sponsors and external auditors
• Provide peer review and mentor less experienced staff
• Take on additional project leadership responsibilities

Skills

ERISA testing

Communication skills

Project leadership

Excel proficiency

Client liaison

Education

Bachelor's degree in Accounting/Finance/Math

Tools

ASC testing software

FT Williams Form 5500 system

Job description

Your opportunity

At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us “challenge the status quo” and transform the finance industry together.

We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s).

Schwab Retirement Plan Services provides third party recordkeeping and retirement plan administration to midsized and large employers nationwide. Schwab believes that the provider matters, and we are committed to the financial fitness of all participants and clients. We assist plan sponsors to ensure that the plans are operated in accordance with the Internal Revenue Code and ERISA, following the IRS and DOL regulations and the plan provisions.

What You Are Good At

• Preparing ADP/ACP testing, Top Heavy testing, Coverage testing, 401(a)(4) Nondiscrimination testing, and Form 5500s within the statutory timelines established by the code.
• Performing testing and function as a primary liaison with ERISA Consulting, external clients, and Relationship Management for more complex ERISA Compliance testing issues
• Assisting clients with preparation of allocations of employer contributions and specialized testing.
• Partnering closely with the Relationship Management and other teams to assist with higher level client issues and to assist with external auditor requests.
• Serving as direct contact with plan sponsors and their external auditors to add value and retain clients.
• Serving as a resource for less experienced staff and complete peer review of assigned work.
• Taking on additional project leadership responsibilities.

This position is in our ERISA Compliance group for the following locations: Austin, Dallas, Omaha, and Indianapolis.

What you have

To ensure that we fulfill our promise of ' challenging the status quo ' this role has specific qualifications that successful candidates should have.

Required Qualifications

• 3-7 years in the qualified retirement plan industry, with significant direct experience in providing ERISA Compliance testing and reporting services.
• Thorough knowledge of the IRS & DOL Code and Regulations, and experience with complex non-discrimination testing, including 401(a)(4), 410(b), and 414(s).
• Excellent problem solving skills, strong verbal and written communication skills, high comfort level with Microsoft Excel, and ability to meet stringent deadlines.
• Project Leadership

Preferred Qualifications

• Bachelor’s degree in Accounting, Math, or Finance.
• ASPPA QKA, QPA or CPC Designation
• Experience with ASC testing software and FT Williams Form 5500 system.

In addition to the salary range, this role is eligible for bonus or incentive opportunities.

What’s in it for you

At Schwab, you’re empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration—so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you – both today and in the future:

• 401(k) with company match and Employee stock purchase plan
• Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
• Paid parental leave and family building benefits
• Tuition reimbursement
• Health, dental, and vision insurance