Equipment Finance Portfolio Manager

Fifth Third Bank; Cincinnati (OH); On-site; USD 71,000 - 146,000; Full time

Job summary

Fifth Third Bank is seeking a Portfolio Manager I for Equipment Finance to manage a portfolio of commercial loans and underwrite transactions. You'll review financial statements, monitor borrower performance, and interact with clients to assess risk profiles.

Collaboration with Relationship Managers and Credit Risk is essential throughout the deal lifecycle. The role includes covenant analysis, collateral evaluation, and preparing well-supported credit recommendations.

Qualifications

• Bachelor's degree in Finance, Business Administration, or related field.
• Minimum of 3 years of commercial banking credit experience that ideally includes equipment finance.
• Strong analytical skills and critical thinking skills.
• Strong verbal and written communication skills.
• Professional presence (client-facing).
• Ability to partner with all deal stakeholders including clients, relationship manager and credit teams.
• Expertise in financial and risk analysis, including financial modeling.
• Demonstrated expertise in using effective problem solving.
• Proficient in technology and the ability to learn new applications.
• Ability to manage multiple projects and meet deadlines.

Responsibilities

• Maintain an independent current and forward-looking view on the creditworthiness of each client and communicate this view to business and risk partners.
• Perform monitoring actions; conduct periodic deal reviews; and execute decisions to renew or modify deals.
• Work closely with Credit Risk, Senior Portfolio Managers and Relationship Managers to actively manage the bank's exposure to the clients in the portfolio.
• Analyze historical financials and projections to ensure accurate risk ratings, early identification of emerging credit problems, and articulation of industry trends.
• Manage underwriting, approval and documentation process for transactions which may include new money, loan extensions, amendments, waivers and ancillary products, including treasury management, FX, interest rate derivatives, and commodity exposure.
• Review and recommend credit decisions; perform final risk rating analysis; provide business partners with credit lending policy interpretation.
• Ensure compliance with internal policies and regulatory guidelines.
• Actively involved in the training of junior team members.
• Ensure the highest standards of accuracy and integrity in system records and electronic files, supporting advanced compliance and data governance initiatives.

Skills

Strong analytical skills

Strong verbal and writtencommunication

Professional presence

Client-facing

Financial modeling

Problem solving

Tech-savvy

Multi-project management

Education

Bachelor's degree in Finance, Business Administration, or related field

Tools

None

Job description

Fifth Third Bank is seeking a Portfolio Manager I for Equipment Finance to manage a portfolio of commercial loans and underwrite transactions. You'll review financial statements, monitor borrower performance, and interact with clients to assess risk profiles.

Collaboration with Relationship Managers and Credit Risk is essential throughout the deal lifecycle. The role includes covenant analysis, collateral evaluation, and preparing well-supported credit recommendations.