Equipment Finance Credit Analyst — Equity Options

U.S. Bank; Alabama; On-site; USD 71,000 - 83,000; Full time

Benefits offered by this job

Healthcare

Retirement plan

Paid vacation

Paid holidays

Job summary

U.S. Bank is seeking a Credit Analyst for Equipment Finance to assess credit risk on commercial transactions. You will gather financial data, evaluate collateral, and prepare recommendations for approval, partnering with credit approvers to ensure sound decisions.

The role emphasizes strong analytical ability, communication skills, and adherence to credit policies while supporting portfolio monitoring and risk management efforts.

Qualifications

• Bachelor's degree or equivalent work experience in finance, accounting or related field.
• Typically four or more years of relevant experience in credit or banking.
• Strong analytical skills and ability to communicate recommendations clearly.

Responsibilities

• Conduct complete credit analyses for equipment finance transactions and customers.
• Review credit information (Dun & Bradstreet, personal and financial data, collateral).
• Prepare credit write-ups and approval requests within systems and workflows.
• Support portfolio monitoring and risk mitigation for transactions under $1 million.
• Collaborate with credit approvers and internal stakeholders throughout the process.

Skills

Credit analysis

Financial statement analysis

Risk assessment

Attention to detail

Education

Bachelor's degree or equivalent

Tools

Dun & Bradstreet

PayNet

EFE

Doc Manager

Job description

U.S. Bank is seeking a Credit Analyst for Equipment Finance to assess credit risk on commercial transactions. You will gather financial data, evaluate collateral, and prepare recommendations for approval, partnering with credit approvers to ensure sound decisions.

The role emphasizes strong analytical ability, communication skills, and adherence to credit policies while supporting portfolio monitoring and risk management efforts.