Enterprise Risk Analyst

Western AgCredit; Lampton (UT); On-site; USD 57,000 - 86,000; Full time

Benefits offered by this job

Medical, dental, vision

Life insurance

Defined contribution retirement

Incentive compensation potential

Job summary

Western AgCredit seeks a Risk Analyst to support risk management across the Association. The role emphasizes policy development, risk analysis, internal controls, and reporting. You will work with the VP-Risk Manager to strengthen ERM, stress testing, and credit administration processes.

The position involves collaborating with various departments, ensuring regulatory compliance, and contributing to risk mitigation strategies within agricultural lending. Utah-based location options are provided.

Qualifications

• Bachelor's degree in finance/accounting or business-related field.
• Equivalent experience accepted for other fields.
• Knowledge of Enterprise Risk Management and/or Stress Testing and/or Vendor Risk/Model Risk preferred.
• Knowledge of Farm Credit regulations and production agriculture preferred.
• Strong computer skills and experience with risk management software preferred.
• Strong communication and collaboration skills across functions required.
• Solid planning, analytical, and documentation abilities preferred.
• Understanding of accounting practices, financial reporting, and internal controls preferred.
• Experience with credit administration and risk assessment is beneficial.
• Proficiency in Microsoft Office (Word, Excel, PowerPoint, Outlook) required.

Responsibilities

• Assist with developing risk management policies, plans, and procedures.
• Conduct risk analysis and modeling to inform business planning.
• Contribute to development and maintenance of risk reporting.
• Assist in maintaining internal controls to protect assets.
• Assist with insurance, purchasing, and investments related to association assets.
• Aid in formulating risk appetite statements and policies.
• Assist with holding limits, IRR requirements, and lending pricing guidelines.
• Support Enterprise Risk Management (ERM) program activities.
• Review compliance with policies and FCA regulations.
• Assist with stress testing across loan portfolio and business segments.
• Develop and execute an Incident Response Plan when required.
• Assist with Vendor Risk Management program implementation and monitoring.
• Assist with Model Risk Management program responsibilities and inventory.
• Other responsibilities as assigned.

Skills

Communication skills

Collaboration

Critical thinking

Verbal and written communication

Education

Bachelor's degree in finance/accounting or business-related field

Equivalent experience

Tools

MS Office

Risk management software

Job description

Western AgCredit seeks a Risk Analyst to support risk management across the Association. The role emphasizes policy development, risk analysis, internal controls, and reporting. You will work with the VP-Risk Manager to strengthen ERM, stress testing, and credit administration processes.

The position involves collaborating with various departments, ensuring regulatory compliance, and contributing to risk mitigation strategies within agricultural lending. Utah-based location options are provided.