Embedded Finance Developer-Integrations (Remote)

Bancorp Bank; Sioux Falls (SD); Remote; USD 120,000 - 185,000; Full time

Job summary

A leading company in the fintech sector is seeking a Vice President Embedded Finance Integration Engineer to lead API development and integration in a scalable, secure environment. With responsibilities that span from compliance to building high-availability systems, this role demands strong expertise in payment processing and data security as well as a minimum of 10 years in financial services.

Qualifications

• 10+ years of experience in financial services.
• 5-8 years of experience in API development & integration.
• Self-starter able to work independently.

Responsibilities

• Design and maintain RESTful & GraphQL APIs for financial integration.
• Ensure compliance with PCI-DSS, SOC 2, GDPR standards.
• Build middleware solutions for connecting financial services.

Skills

API Development

Payment Processing

Data Compliance

Asynchronous Processing

Communication

Education

Undergraduate degree in Computer Science

Tools

Kafka

RabbitMQ

Job description

Overview

Work Arrangement:

***This is a remote position and can be located anywhere in the U.S.A.***

For over 20 years, The Bancorp has been providing nonbank companies with the people, processes, and banking technology to meet their individual needs. As a result, we have become an industry-leading provider of reliable technology-forward solutions that move our partners’ businesses into the future. At The Bancorp, We Define Fintech Partnerships. The Bancorp does more than just enable our clients’ product innovations, we create lasting partnerships with a future-focused approach to technology and services. Today and every day, we work to continuously transform the payments landscape.

The Vice President Embedded Finance Integration Engineer is responsible for integrating third-party payment gateways, banking APIs, and financial services while ensuring secure, scalable, and efficient data exchanges. This role is responsible for managing RESTful APIs, authentication protocols (OAuth 2.0, JWT), and financial transaction flows to optimize payments, settlements, and reconciliation processes. Additionally, the Integration Engineer is responsible for collaborating with cross-functional teams to enhance our platform's connectivity and ensure seamless financial operations.

Responsibilities

Essential Functions

Works with Product Managers to design, develop, and maintain RESTful & GraphQL APIs for financial services integration.

Builds middleware solutions to connect different financial service providers.

Works with payment gateways, card processors, and ACH/wire transfer providers.

Implements OAuth 2.0, JWT, API keys, and other authentication mechanisms.

Ensures PCI-DSS, SOC 2, GDPR, and financial data compliance.

Designs high-availability systems with proper failover and redundancy including use of observability tools.

Maintains comprehensive API documentation using tools like Swagger/OpenAPI.

Builds developer-friendly SDKs for easy integration (Python, Java, Node.js, etc.).

Works with real-time ledgers to track transactions, balances, and settlements.

Builds ETL pipelines for financial data processing and reporting.

Supports customer success & integration teams for API troubleshooting.

Works with regulatory & compliance teams to ensure APIs meet financial regulations.

Qualifications

Education/Experience Requirements

• An Undergraduate degree in Computer Science or related field or an equivalent combination of training and experience.
• 10+ years of experience in financial services.
• 5-8 or more years of experience in API development & integration, with a focus on fintech, banking-as-a-service, or payment systems.
• Prior experience in payment processing, digital banking, lending-as-a-service (LaaS), or embedded finance platforms.

Preferred Qualifications

• Self-Starter who can work independently in a self-managed team environment.
• Proficient in identifying project requirements, developing project plans, and managing project risks.
• Excellent communication skills adept at delivering information to audiences of all levels.
• Working knowledge of a bank’s risk management framework including the role and activity of critical stakeholders.
• Expertise in event-driven architectures, asynchronous processing, and message brokers (Kafka, RabbitMQ).
• Deep understanding of PCI-DSS compliance, KYC/AML regulations, and secure financial data handling.
• Proven track record in designing scalable and high-performance financial APIs.

Background & EEO Statement

This job will be open and accepting applications for a minimum of five days from the date it was posted.

Salary Range: $120,762 - $184,011 Annually

This information reflects the base salary pay range for this job based on current national market data. Ranges may vary based on the job's location. We offer competitive pay that varies based on individual experience, qualifications and other relevant factors. We encourage you to apply to positions that you are interested in and for which you believe you are qualified. To learn more, you are welcome to discuss with us as you move through the selection process.

Working at The Bancorp Bank, N.A. and Benefits Information:click here

Diversity & Background Screening

Diversity & Inclusion at The Bancorp Bank: click here

The Bancorp Bank, N.A. is an EQUAL OPPORTUNITY EMPLOYER and will not discriminate on the basis of race, color, religion, gender, gender identity, sexual orientation, pregnancy, citizenship, national origin, age, disability, genetic information, veteran status or other protected category with respect to recruitment, hiring, training, promotion, and other terms and conditions of employment.

Employment with The Bancorp Bank, N.A. includes successfully passing a background check including credit, criminal, education, employment, OFAC, and social media background history.

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