Elevated Credit Analyst – Underwriting & Risk Insights

Fifth Third; San Jose (CA); Vor Ort; USD 54.000 - 112.000; Vollzeit

Benefits dieser Stelle

Incentive compensation plan

Comprehensive benefits

Zusammenfassung

Fifth Third Bank in San Jose seeks a Credit Analyst to underwrite and monitor credit, prepare approval memos, and support portfolio reviews. You will develop financial models and assess risk with limited oversight on complex credits, while ensuring data integrity and policy adherence.

The role emphasizes collaboration with relationship managers, covenant tracking, and timely reporting. Based in California, it offers growth and a strong benefits package.

Qualifikationen

• Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting) required.
• 2+ years of Commercial Banking experience.
• Strong financial and risk analysis skills.

Aufgaben

• Monitor credit excellence and collect financial statements for renewals and reviews.
• Prepare credit approval memos with risk analyses, terms and conditions.
• Perform covenant tracking and run risk rating models.
• Produce portfolio reporting for leadership and managers.
• Support portfolio reviews and underwriting with limited oversight.
• Maintain accuracy and integrity of credit data across systems.

Kenntnisse

Commercial Banking experience

Financial analysis

Risk analysis

Verbal and written communication

MS Office proficiency

Ausbildung

Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)

Tools

Internal banking applications

Jobbeschreibung

Fifth Third Bank in San Jose seeks a Credit Analyst to underwrite and monitor credit, prepare approval memos, and support portfolio reviews. You will develop financial models and assess risk with limited oversight on complex credits, while ensuring data integrity and policy adherence.

The role emphasizes collaboration with relationship managers, covenant tracking, and timely reporting. Based in California, it offers growth and a strong benefits package.