Mortgage Underwriter (DE/CHUMS) – Manual Underwrites

EPM; United States; On-site; USD 70,000 - 90,000; Full time

Job summary

A mortgage lending company is seeking an experienced mortgage Underwriter to join their team in the United States. The role involves independently underwriting various mortgage loans, ensuring compliance with guidelines, and making timely decisions based on documentation. The ideal candidate should have at least 5 years of mortgage underwriting experience, related certifications, and strong decision-making skills. This position is vital for quality assurance in the loan processing procedure and provides an opportunity to work with a collaborative team.

Qualifications

• 5+ years of mortgage underwriting or lending experience required.
• Active DE/CHUMS and LAPP/SAR certification required.
• 2+ years of experience with manual underwrites.

Responsibilities

• Independently underwrite a wide range of mortgage loans.
• Review credit, income, assets, and collateral documentation.
• Communicate reasons for approval or rejection of loans.

Skills

Knowledge of home loans and residential mortgages

Strong decision-making skills

Communication skills

Tools

Encompass loan origination system

Automated underwriting systems

Microsoft Office

Job description

A mortgage lending company is seeking an experienced mortgage Underwriter to join their team in the United States. The role involves independently underwriting various mortgage loans, ensuring compliance with guidelines, and making timely decisions based on documentation. The ideal candidate should have at least 5 years of mortgage underwriting experience, related certifications, and strong decision-making skills. This position is vital for quality assurance in the loan processing procedure and provides an opportunity to work with a collaborative team.