Dynamic Mortgage Loan Officer — Grow Your Book & Earn More

Guild Mortgage; Seattle (WA); On-site; USD 9,643 - 41,328; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

AD&D

LTD

401(k) with employer match

Job summary

Guild Mortgage Company is seeking a Loan Officer in Seattle to build client relationships, educate borrowers on mortgage options, and guide them through application to closing. You will work with underwriters, processors, and realtors to ensure compliant, timely loan approvals.

The role emphasizes gathering documentation, maintaining a strong referral network, and delivering outstanding customer service. Strong organization, responsiveness, and knowledge of lending guidelines are essential.

Qualifications

• High school diploma or equivalent required.
• 2+ years mortgage lending or related field experience required.
• NMLS license required.
• Flexibility to meet customers outside the branch; strong organization and responsiveness.

Responsibilities

• Consult with clients to assess financial goals and mortgage eligibility.
• Educate clients on mortgage products, terms, and options.
• Answer inquiries on rates, products and loan status.
• Assist clients in completing mortgage applications and gathering documentation.
• Develop relationships with referral sources to generate loan prospects.
• Coordinate marketing materials with production teams and track materials.
• Build a referral base and self-generate leads and maintain client lists.
• Collaborate with underwriters, processors, realtors, and lenders for smooth approvals.
• Obtain accurate 1003 and close at least two loans per month or six per quarter.
• Collect required documents (pay stubs, tax returns, W-2s, bank statements).
• Obtain disclosures within regulatory timeframes and ensure accurate AUS findings.
• Analyze credit and financials to determine suitable loan products.
• Submit complete loan package to processing and lock rates.
• Deliver exceptional customer service and update clients/agents throughout the process.
• Stay current with lending regulations and mortgage guidelines.

Skills

Verbal communication

Written communication

Organized

Customer service

Multitasking

Education

High school diploma or equivalent

Tools

Microsoft Office Suite

Word

Excel

Wiki

Cloud-based tools

Job description

Guild Mortgage Company is seeking a Loan Officer in Seattle to build client relationships, educate borrowers on mortgage options, and guide them through application to closing. You will work with underwriters, processors, and realtors to ensure compliant, timely loan approvals.

The role emphasizes gathering documentation, maintaining a strong referral network, and delivering outstanding customer service. Strong organization, responsiveness, and knowledge of lending guidelines are essential.