Document Specialist

Triad Financial Services, Inc.; Jacksonville (FL); Vor Ort; USD 36.000 - 54.000; Vollzeit

Zusammenfassung

Triad Financial Services, Inc. in Jacksonville, FL seeks a Document Specialist to support mortgage operations. The role handles investor packages, regulatory audits, and loan documentation to ensure ATR/QM compliance and accurate overlays.

The candidate will verify appraisals, manage document flow, and coordinate with third parties to obtain and retian original collateral files, while lifting heavy boxes as needed in a busy office setting.

Qualifikationen

• Minimum 1+ years’ administrative/credit processing experience or related.
• Strong attention to detail and accuracy in document handling.
• Excellent verbal and written communication skills.
• Proficiency in Microsoft Office and familiarity with DocuSign.
• Ability to multitask in a fast-paced mortgage environment.

Aufgaben

• Create investor packages with appropriate documents.
• Audit documents for regulatory compliance.
• Audit for investors overlays and program guidelines.
• Verify loan ATR/QM limitations and loan salability.
• Review appraisals for red flags and LTV.
• Scan and upload closing documents; track trailing items.
• Coordinate with third parties to obtain original collateral documents.
• Store, retrieve, and ship original collateral documents as needed.
• Purge loan files per retention policy and lift heavy file boxes when required.

Kenntnisse

Attention to detail

Verbal and written communication

Multitasking

Teamwork

Independence

Tools

Microsoft Office

DocuSign

Jobbeschreibung

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Document Specialist

MORTGAGE SUPPORT Full Time Clerical Jacksonville, FL, US

Position Overview

Triad Financial Services is a leading provider of financial services and solutions, serving clients nationwide. We are seeking a highly motivated and skilled Document Specialist to join our growing team.

Essential Functions:

• Create investor packages with appropriate documents.
• Determine loan level risk and salability.
• Audit documents to verify all documents comply with regulatory requirements.
• Audit documents to verify all documents meet investors overlays.
• Audit documents to verify the loan is within program guidelines.
• Verify loan is within ATR/QM limitations.
• Review appraisal for any red flags and LTV.
• Identify, Research and Resolve discrepancies at loan level.
• Upload documents to third party auditors.
• Research and resolve any loan level exceptions determined by third party auditors.
• Scan in all documents required in closing package
• Work with third parties to obtain any outstanding original collateral trailing documents such Deed of Trust/Mortgage, appropriate Riders and final title policy.
• Verify all MH titles have been retired.
• Document trailing documents in tracking system
• Follow up on missing trailing documents
• Store original documents.
• Retrieve original collateral documents and ship to purchaser or custodian for pool purchases.
• Document all loans shipped to purchaser or custodian including tracking number, date shipped.
• Purge loan files as needed to ensure within document retention policy.
• Responsible for lifting 30 – 40lb File Boxes from floor to table, floor to cart and floor to shipping platforms, as boxes are required for shipping and receiving from other offices.
• Responsible for other tasks assigned by Management that may not be listed herein.

Education and/or Work Experience Requirements:

• Minimum 1+ years’ experience in administrative role, credit processing, legal documentation preparation, UCC processing, or information maintenance
• Ability to work well within a team atmosphere
• Strong attention to detail
• Excellent verbal and written communication skills
• Proficiency in Microsoft Office suite of products
• Prefer experience with DocuSign or similar product platforms
• Ability to multitask in a fast-paced environment
• Ability to work independently as well as in a team setting

Physical Demand:

• Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA and other federal, state and local standards, including meeting qualitative and/or quantitative productivity standards.
• Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state and local standards
• Must be able to talk, listen and speak clearly on telephone
• Able to sit or stand at a work station for prolonged periods of time