Director of Credit Strategy & Growth

Everest Search Partners; Texas; Hybride; USD 150 000 - 230 000; Plein temps

Avantages offerts par ce poste

Health insurance

Résumé du poste

Everestsearchpartners seeks a Director of Credit Ops to lead strategic and operational oversight of a consumer credit business. You will shape credit strategy, underwriting policies, and risk management to drive profitable growth while minimizing losses.

The role requires a track record in consumer finance, strong analytics, and executive leadership to build and guide a high-performing credit operations team across portfolios including installment and revolving credit products.

Qualifications

• M5+ years of leadership experience overseeing credit operations or credit risk teams.
• 10+ years of progressive experience in consumer credit, lending, or credit risk management.
• Experience with subprime installment lending, revolving credit portfolios.
• Knowledge of consumer lending regulations (FDCPA, FCRA, CFPB).
• Strong financial, analytical, strategic planning, and executive communication skills.

Responsabilités

• Develop and execute credit strategies, underwriting policies, and risk management initiatives to support profitable portfolio growth.
• Oversee consumer lending programs, including applications, approvals, credit limits, payment performance, and collections.
• Lead the development and implementation of new revolving credit products and alternative financing solutions.
• Monitor portfolio performance, delinquency trends, charge-offs, recoveries, and risk-adjusted profitability.
• Use credit analytics, forecasting, and financial modeling to identify opportunities and mitigate risk.
• Lead collections, recovery operations, credit insurance administration, bankruptcy processes, and credit bureau reporting.
• Establish performance standards, operational processes, and compliance controls.
• Partner with Finance, Legal, Technology, Marketing, and Operations to execute strategic initiatives.
• Present portfolio performance, risk assessments, and strategic recommendations to executive leadership.
• Build, develop, and lead a high-performing Credit Operations team.

Connaissances

Credit analytics

Executive leadership

Strategic planning

Financial modeling

Credit risk management

Formation

Bachelor's degree in Finance/Accounting/Economics/Business or related field

Advanced degree preferred

Description du poste

Everestsearchpartners seeks a Director of Credit Ops to lead strategic and operational oversight of a consumer credit business. You will shape credit strategy, underwriting policies, and risk management to drive profitable growth while minimizing losses.

The role requires a track record in consumer finance, strong analytics, and executive leadership to build and guide a high-performing credit operations team across portfolios including installment and revolving credit products.