Director, Leveraged Finance Credit Risk Strategy

CIBC; New York (NY); On-site; USD 195,000 - 230,000; Full time

Job summary

CIBC, a leading bank in New York, seeks a Director of Corporate Credit Risk to oversee credit assessment and ongoing risk management of the US leveraged lending portfolio. You will evaluate transactions, perform due diligence, monitor borrowers, and ensure adherence to policy and risk appetite.

You will lead financial analysis, review structures and covenants, and prepare well-supported recommendations for senior management while collaborating with Corporate Banking, Capital Markets, and

Qualifications

• 8+ years of experience in Corporate Credit Risk, Leveraged Finance, Corporate Banking, or a related credit underwriting function.
• Strong understanding of leveraged lending structures, financial statement analysis, cash flow modeling, debt structures, and covenants.
• Ability to present complex financial information clearly to senior management and business partners.

Responsibilities

• Conduct comprehensive credit analysis and due diligence on leveraged lending transactions, including cash flow, leverage, covenants, and debt capacity.
• Evaluate proposed credit transactions, including structuring, amendments, and incremental financing requests.
• Monitor portfolio performance through annual and quarterly reviews and identify emerging credit risks.
• Assess financial models and projections to evaluate borrower performance against budgets.
• Prepare clear credit recommendations and mitigate risks for risk management leadership.

Skills

Credit Analysis

Due Diligence

Financial Analysis

Portfolio Management

Credit Risk

Education

Bachelor's degree

MBA preferred

Job description

CIBC, a leading bank in New York, seeks a Director of Corporate Credit Risk to oversee credit assessment and ongoing risk management of the US leveraged lending portfolio. You will evaluate transactions, perform due diligence, monitor borrowers, and ensure adherence to policy and risk appetite.

You will lead financial analysis, review structures and covenants, and prepare well-supported recommendations for senior management while collaborating with Corporate Banking, Capital Markets, and