Director, Credit Risk Oversight — 2LoD Strategy & Analytics

Best Egg; Wilmington (DE); Hybrid; USD 125,000 - 150,000; Full time

Benefits offered by this job

Retirement plans

Paid time off

Health plans

Flexible Spending Plans

Life insurance

Job summary

Best Egg, a Barclays company, seeks a Director of Credit Risk Oversight to join our 2LoD team overseeing unsecured and secured personal lending and existing account management strategies. You will provide independent challenge of underwriting, pricing, loan amounts, and policy implementation while aligning with risk appetite and regulatory expectations.

You will evaluate portfolio performance, guide governance, and drive risk-informed decisioning across credit strategy and performance metrics,

Qualifications

• 10+ years of experience in consumer credit risk underwriting strategy, pricing strategy, portfolio management or risk oversight.
• Experience with unsecured and/or secured personal loan products.
• Experience developing or overseeing credit strategies in 2LoD or oversight roles.

Responsibilities

• Provide independent 2LoD oversight of credit underwriting, pricing, loan amount and portfolio management strategies.
• Evaluate strategy changes, rationale, risks, and monitoring plans with alignment to risk appetite.

Skills

SQL/Python

Data analysis

Credit risk

Portfolio management

Stakeholder management

Communication

Tools

SQL

Python

Job description

Best Egg, a Barclays company, seeks a Director of Credit Risk Oversight to join our 2LoD team overseeing unsecured and secured personal lending and existing account management strategies. You will provide independent challenge of underwriting, pricing, loan amounts, and policy implementation while aligning with risk appetite and regulatory expectations.

You will evaluate portfolio performance, guide governance, and drive risk-informed decisioning across credit strategy and performance metrics,