Credit Strategy Lead — Loss Forecasting & Portfolio Insights

Best Egg; Delaware; Hybride; USD 150 000 - 160 000; Plein temps

Avantages offerts par ce poste

Retirement plan

Generous PTO

Healthcare plans

FSAs / HRA

Company-paid benefits

Discounted benefits

Résumé du poste

Best Egg, now part of Barclays, seeks an experienced professional to own credit risk models and loss forecasting for personal loans. You will partner with Credit Strategy, Capital Markets, and Data teams to deliver explainable forecasts and scalable processes in a hybrid, regional setting.

The role requires 6–10 years in credit risk, strong analytical skills, and the ability to influence senior stakeholders while balancing growth and risk with regulatory considerations.

Qualifications

• Bachelor’s degree in quantitative field or equivalent experience.
• 6–10 years in credit risk, loss forecasting or portfolio analytics.
• Expertise in forecasting payment default behavior and balance persistency for lending products.
• Advanced analytical expertise and business judgment.
• Proven ability to influence senior stakeholders.

Responsabilités

• Lead development, improvement and monitoring of processes for payment default and balance persistency guidance for personal loans.
• Own forward looking guidance and performance outcomes of material portfolio segments.
• Provide scenario analysis and financial impact sizing from changes in credit underwriting and pricing policy.
• Assess macroeconomic trends and adjust expectations accordingly.
• Partner with Capital Markets, Credit Strategy on return targets.
• Ensure decision logic is scalable, compliant, and operationally sound.
• Escalate emerging risks with clear analysis and recommendations.
• Maintain governance standards and strategy documentation.
• Mentor junior team members and promote best practices.

Connaissances

Analytical thinking

Stakeholder influence

Forecasting

Formation

Bachelor’s degree in quantitative field

Description du poste

Best Egg, now part of Barclays, seeks an experienced professional to own credit risk models and loss forecasting for personal loans. You will partner with Credit Strategy, Capital Markets, and Data teams to deliver explainable forecasts and scalable processes in a hybrid, regional setting.

The role requires 6–10 years in credit risk, strong analytical skills, and the ability to influence senior stakeholders while balancing growth and risk with regulatory considerations.