Digital Assets Product Lead

Bank of America; Charlotte (NC); On-site; USD 130,000 - 232,000; Full time

Benefits offered by this job

Discretionary incentive eligible

Benefits eligible

Job summary

Bank of America in New York is seeking a senior product leader to translate the Digital Assets strategy into a prioritized development plan and scale complex solutions from concept to launch.

The ideal candidate has 8-10 years in payments/fintech, proven ability to lead cross-functional teams, balance strategy with execution, and drive customer value across digital asset capabilities.

Qualifications

• 8-10 years of experience in product management, product development, solution development or related roles within payments, banking, fintech, digital asset or financial services.
• Deep understanding of payments, treasury services, financial infrastructure, banking or digital assets.
• Experience leading development and launch of complex financial products or solutions, including Agile methodologies or other structured product delivery approaches.

Responsibilities

• Own the end-to-end product lifecycle from concept and business case through solution design, development, launch and ongoing enhancements, including risk and compliance activities.
• Lead the development of complex digital asset solutions, including capabilities related to stablecoins, tokenized deposits, blockchain-enabled payments and settlement and other emerging technologies.
• Lead cross-functional teams across Technology, Operations, Risk, Legal, Compliance, Finance and other functions to deliver new capabilities.
• Partner with senior leadership to assess investment opportunities, prioritize resources and decisions.
• Analyze product performance and client feedback to identify opportunities for enhancements, issue remediation and ongoing optimization.
• Ensure product development is aligned with client needs, commercial objectives, operational requirements and risk standards.
• Establish scalable product development practices and processes as the Digital Assets portfolio grows.
• Drive product performance metrics and monitoring across client experience, operational performance trends, and client feedback to drive strategic decisions.
• Mentor and provide direction to other Digital Assets product development team members.

Skills

Leadership Development

Product Design and Development

Product Management

Project Management

Strategy Planning and Development

Innovative Thinking

Performance Management

Process Management

Relationship Building

Agile Practices

Business Acumen

Business Development

Oral Communications

Process Effectiveness

Job description

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.

Bank of America is committed to an in‑office culture that supports collaboration, engagement, and career development. Our approach includes clear in‑office expectations, while providing an appropriate level of flexibility based on role‑specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:

The Global Payments team is seeking a senior product leader to help define and build the next generation of digital assets solutions. This individual will play a critical role in translating the broader Digital Assets strategy into a prioritized product development agenda and lead complex, high‑impact solutions from concepts through launch and scale.

The ideal candidate brings deep experience in payments, banking, digital assets or financial services, strong product capabilities and the ability to influence across a complex organization. They should be comfortable operating at both the strategic and executional level and navigating ambiguity as the Digital Assets ecosystem evolves.

Key Responsibilities:

• Own the end‑to‑end product lifecycle from concept and business case through solution design, development, launch and ongoing enhancements, including risk and compliance activities.
• Lead the development of complex digital asset solutions, including capabilities related to stablecoins, tokenized deposits, blockchain‑enabled payments and settlement and other emerging technologies.
• Lead cross‑functional teams across Technology, Operations, Risk, Legal, Compliance, Finance and other functions to deliver new capabilities.
• Partner with senior leadership to assess investment opportunities, prioritize resources and decisions.
• Analyze product performance and client feedback to identify opportunities for enhancements, issue remediation and ongoing optimization.
• Ensure product development is aligned with client needs, commercial objectives, operational requirements and risk standards.
• Establish scalable product development practices and processes as the Digital Assets portfolio grows.
• Drive product performance metrics and monitoring across client experience, operational performance trends, and client feedback to drive strategic decisions.
• Mentor and provide direction to other Digital Assets product development team members.

Required Skills:

• 8-10 years of experience in product management, product development, solution development or related roles within payments, banking, fintech, digital asset or financial services.
• Deep understanding of payments, treasury services, financial infrastructure, banking or digital assets.
• Demonstrated experience leading the development and launch of complex financial products or solutions, including Agile methodologies or other structured product delivery approaches.
• Experience defining product strategy and roadmaps across multiple initiatives or a portfolio of capabilities.
• Strong executive presence and ability to influence senior stakeholders across a complex organization.
• Demonstrated ability to lead cross‑functional teams without direct authority.
• Ability to balance long‑term strategy with hand‑on execution.
• Experience building products in emerging or ambiguous environments.
• Strong commercial orientation and understanding of client needs and market dynamics.
• Experience with digital assets, blockchain, stablecoins, tokenization or emerging payments strongly preferred.

Skills:

• Leadership Development
• Product Design and Development
• Product Management
• Project Management
• Strategy Planning and Development
• Innovative Thinking
• Performance Management
• Process Management
• Relationship Building
• Agile Practices
• Business Acumen
• Business Development
• Oral Communications
• Process Effectiveness

Shift: 1st shift (United States of America)

Hours Per Week: 40

Pay Transparency details

US - NY - New York - ONE BRYANT PARK - BANK OF AMERICA TOWER (NY1100)

Pay and benefits information

Pay range $129,500.00 - $232,400.00 annualized salary, offers to be determined based on experience, education and skill set.

Discretionary incentive eligible

This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.

Benefits

This role is currently benefits eligible. We provide industry‑leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.