Job Details: Level: Experienced, Job Location: Chenal - Little Rock, AR, Position Type: Full Time, Education Level: High School/GED, Salary Range: Undisclosed, Job Shift: Day, Job Category: Banking
Job Summary: Under the directions of the Deposit Operations Specialist, this position is responsible for various daily tasks related to the day-to-day operations of the bank as well as handle functions that have a regulatory, monetary, and potential reputational risk impact.
Primary Responsibilities
- Provides prompt, professional, and courteous operational support to Retail branches and internal departments by answering questions, researching information, and providing solutions associated with all deposit banking products and services.
- Assists with processing legal requests such as Garnishments, Levies, Subpoenas, etc.
- Administer bill pay platform and reporting.
- Responsible for monitoring and addressing all non-post, stop pay or positive pay items daily.
- Responsible for processing returned mail and returned checks.
- Responsible for handling Teller GL Corrections, GL Unposted items, deposit unposted corrections; and 1099 Disputes/Corrections.
- Process chargebacks and ACH return items.
- Audit daily account maintenance in accordance with Bank policy and file properly.
- Responsible for processing daily reports and settlements as delegated.
- Responsible for monitoring and processing new account documents; handling account exceptions and ensuring that the appropriate CIP information has been accumulated.
- Maintenance of policies and procedures for all processes noted above.
- Maintains current knowledge of internal risk controls and loss prevention, including reporting of suspicious or unusual customer activity per Bank policy.
- Maintains current knowledge and complies with all federal and state laws and regulations and all established Bank policies and procedures, including internal audit controls related to department operations and laws as they apply to BSA/OFAC/USA Patriot Act/CIP/AML
- Participates in job specific training and other various Bank training programs, as necessary.
Supervisory Responsibilities
None
Qualifications: Skills and Qualifications
- High School Diploma or GED is required; Bachelor's degree in Business preferred or
- 5 years of work experience in Retail Banking/Deposit Operations
- Ability to work independently with little supervision.
- Strong working knowledge with Microsoft Office computer software (Outlook, Excel and Word)
- Strong knowledge of financial products and services.
- Good organizational and customer service skills
- Excellent verbal and written communication skills to communicate professionally.
- Ability to work successfully in a high stress environment
Computer and Office Equipment Skills
- Microsoft Office Suite including Word, Excel, and PowerPoint
Physical Requirements
- While performing the duties of this job this individual is regularly required to stand for long periods of time, walk, sit, talk, hear, use their hands and fingers (manual dexterity), use a telephone, and occasionally lift and /or move up to 25 pounds.
- Specific vision abilities required by this position include, close vision, and the ability to adjust focus.
Mental Requirements
- The ability to solve problems, make decisions, supervise others, interpret data, organize information, written and oral communication and read/write.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
Encore Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration without regard to race, color, religion, age, ancestry, citizenship, sex, sexual orientation, gender identity, national origin, marital status, genetic information, physical or mental disability, veteran status or any other characteristic protected by law.
Offered Benefits
- Medical
- Dental
- Vision
- Employer Paid Life Insurance
- Supplemental Life Insurance
- Employee Stock Program
- 401K