Deposit Operations & Reconciliation Expert

R I A Federal Credit Union; Pleasant Valley Township (IA); On-site; USD 42,000 - 56,000; Full time

Job summary

R.I.A. Federal Credit Union is seeking a Deposit Operations Specialist to handle transaction processing with accuracy and timeliness. The role covers ACH, cashletters, returns, and exception management, ensuring compliance with policies and procedures while supporting member and staff experiences.

The position emphasizes error-free processing, attention to reports, and collaboration across departments to research and resolve issues, including RDC reviews and fraud mitigation efforts.

Qualifications

• High school diploma or GED required.
• One to three years of related experience.
• Ability to work with frequent interruptions and maintain accuracy.

Responsibilities

• Performs assigned duties in an accurate and timely manner.
• Processes ACH, inclearing cashletters, return items, and exceptions.
• Reviews and resolves transaction exceptions including unposted, stopped payments, and overdrafts.
• Monitors OFAC exceptions and performs reconciliations for transaction activity.

Skills

Attention to detail

Analytical skills

Strong communication

Problem solving

Education

High school diploma or GED

Job description

R.I.A. Federal Credit Union is seeking a Deposit Operations Specialist to handle transaction processing with accuracy and timeliness. The role covers ACH, cashletters, returns, and exception management, ensuring compliance with policies and procedures while supporting member and staff experiences.

The position emphasizes error-free processing, attention to reports, and collaboration across departments to research and resolve issues, including RDC reviews and fraud mitigation efforts.