Deposit Operations & Money Movement Specialist

RiseMe; Charlotte (NC); On-site; USD 65,000 - 85,000; Full time

Job summary

DingoBlu Financial Inc. in Charlotte, NC is seeking a Deposit Operations Specialist to ensure accurate processing of deposit transactions and timely escalation of issues. This role sits at the nexus of operations, fraud, and compliance to safeguard customer funds.

You will handle money movement, reconcile activity, and support audits while adhering to regulatory requirements. This full-time position may require second shift hours based on business needs.

Qualifications

• 2+ years in bank operations, deposit servicing, or related back-office work.
• Knowledge of ACH, wire processing, and core banking systems.
• Familiarity with Reg CC, Reg E, and BSA/AML regulations.
• Strong attention to detail and data discrepancy detection.
• Excellent written and verbal communication for cross-team escalation.
• Ability to handle time-sensitive cutoffs and settlement deadlines.

Responsibilities

• Process deposit transactions including wires, ACH, transfers, checks, and internal movements.
• Reconcile daily activity with core banking and payment systems.
• Verify accuracy and regulatory compliance before posting.
• Research discrepancies such as misapplied funds or duplicate postings.
• Support end-of-day balancing and internal control processes.
• Escalate high-risk issues and coordinate with Fraud, Compliance, Risk, and Tech teams.
• Document cases with root cause, impact, and resolution steps.

Skills

Deposit operations

Payments processing

Attention to detail

Communication skills

Time pressure handling

Education

Bachelor's or Associate degree

Tools

FIS core

Fiserv core

Jack Henry

Case management systems

Job description

DingoBlu Financial Inc. in Charlotte, NC is seeking a Deposit Operations Specialist to ensure accurate processing of deposit transactions and timely escalation of issues. This role sits at the nexus of operations, fraud, and compliance to safeguard customer funds.

You will handle money movement, reconcile activity, and support audits while adhering to regulatory requirements. This full-time position may require second shift hours based on business needs.