Cyber Underwriter — Risk & Growth Architect (Hybrid)

Howden Group; New York (NY); Hybrid; USD 100,000 - 140,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

Unlimited PTO

401k with company match

Job summary

DUAL North America, Inc. is hiring an Underwriter for the Cyber division. The role focuses on risk evaluation, new and renewal submissions, and portfolio growth within the cyber program. You will assess security controls, incident history, and threats to tailor insurance solutions.

The team collaborates with brokers and internal stakeholders to ensure profitable pricing and coverage standards while maintaining market awareness and professional standards. Hybrid work options are available.

Qualifications

• Bachelor’s degree in risk management, finance, business or a related field.
• Professional certifications like CPCU/AU or similar designations a plus.
• 0-5 years underwriting experience.
• Solid understanding of underwriting principles and risk assessment.
• Strong analytical, negotiation and decision-making skills.
• Excellent written, verbal and client-facing communication skills.
• Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint).
• Ability to travel up to 20% or more as required for client meetings, conferences, or industry events.

Responsibilities

• Curate a portfolio of business in accordance with Underwriting Guidelines and prescribed pricing tools with minimal discretion, ensuring submissions meet underwriting standards for the program and are profitable.
• Evaluate, select, classify and rate/price each risk; establish the standards of coverage and amount of protection to be offered.
• Execute on annual new and renewal business goals by achieving agreed premium income and hitting quote numbers with desired hit ratios and retentions.
• Foster relationships with assigned producers.
• Gather and compile information required to quote and/or bind an account.
• Generate, edit, and send out a variety of correspondence such as declination letters, quote follow ups and subjectivity reminders.
• Demonstrate an advanced understanding of technical underwriting principles and risk underwriting characteristics in their business line.
• Keep up to date on market dynamics, competitive landscape, and product differences and communicate market intelligence to the broader team.
• Fill in for other team members to ensure business continuity during peak periods and/or when team members are unavailable.
• Underwriting Authority: Has Underwriting Authority per an assigned LOA.

Skills

Analytical skills

Negotiation skills

Decision-making

Communication skills

Client-facing

Attention to detail

Education

Bachelor’s degree in risk management, finance, business or a related field

Tools

Microsoft Office Suite

Job description

DUAL North America, Inc. is hiring an Underwriter for the Cyber division. The role focuses on risk evaluation, new and renewal submissions, and portfolio growth within the cyber program. You will assess security controls, incident history, and threats to tailor insurance solutions.

The team collaborates with brokers and internal stakeholders to ensure profitable pricing and coverage standards while maintaining market awareness and professional standards. Hybrid work options are available.