Credit Underwriter I

First Hawaiian Bank; Honolulu (HI); On-site; USD 62,000 - 73,000; Full time

Job summary

First Hawaiian Bank is seeking an analytical and detail oriented Credit Underwriter I to join the Credit department in Honolulu, HI. You will assess credit risk for commercial borrowers and prepare credit requests and annual reviews.

The role requires a Bachelor's degree and credit analysis experience; strong financial statement analysis and cash flow modeling are valued. Monday–Friday 8am–5pm. Pay range is $62,000–$72,500 per year.

Qualifications

• Requires a Bachelor's degree or equivalent work experience.
• Finance or accounting background preferred.
• 1 year of credit analysis experience.
• 2+ years of financial analysis or commercial lending experience preferred.
• Understanding of basic accounting principles and financial statements.

Responsibilities

• Prepare credit requests and annual reviews for existing credit facilities.
• Analyze financial statements and underwrite credit for commercial borrowers.
• Assess credit, structural, business and financial risk of borrowers.

Skills

Detail oriented

Credit analysis

Financial analysis

Education

Bachelor's degree in Business Administration related fields

Bachelor's degree in Finance or Accounting

Job description

Job Description

First Hawaiian Bank is currently seeking an analytical and detail oriented Credit Underwriter I to join the team in the Credit department.

Compensation

The pay range for the role is $62,000 - $72,500/yr; commensurate with experience.

Work Schedule

Monday - Friday 8:00AM - 5:00PM (hours may vary)

Responsibilities

The Credit Underwrtier I will prepare credit requests and annual reviews for existing credit facilities and analyze financial statements and underwrite credit requests fo the Bank's commerical customers, with a focus on low coplexity credits. The underwriting includes the assessment of credit, structural, business and financial risk of the borrower. The analysis will include spreading financial statements and preparation of cash flow to support credit underwriting and financial analysis.

Qualifications

The ideal candidate will have:

• Bachelor's degree in Business Administration related fields; and/or equivalent work experience required
• Bachelor's degree in Finance or Accounting preferred
• 1 year of experience in credit analysis
• At least 2 years of financial analysis and/or commercial lending experience preferred
• Understanding of basic accounting principles and financial statements
• Must be organized, detail oriented and accurate when working with numbers