Credit Underwriter — Analyze & Approve Loans (Bilingual Plus)

Bank of the Orient; Houston (TX); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Bilingual in Chinese

Job summary

Bank of the Orient in Houston, TX is seeking a Credit Underwriter with at least 2 years of experience in consumer, commercial, construction or SBA lending. The role supports loan officers in processing and reviewing credit applications while evaluating borrower creditworthiness and preparing credit reports.

Responsibilities include obtaining credit reports, preparing summaries, cash flow analyses, and presenting findings to the Chief Credit Officer for approval.

Qualifications

• Minimum 2+ years of credit underwriting experience in consumer, commercial, construction or SBA lending.
• Experience in processing and reviewing credit applications and preparing credit reports.

Responsibilities

• Analyze and evaluate borrowers' creditworthiness using financial and tax return data.
• Prepare summaries and cash flow analyses and provide opinions on creditworthiness.
• Assist loan officers in processing credit applications and reviewing credit information.
• Obtain credit reports from agencies and other sources.
• Submit loan proposals for Chief Credit Officer review and approval.
• Assist with annual real estate and financial statement reviews.
• Discuss current banking rules, trade finance, loan products and marketing strategy.

Skills

Credit underwriting

Job description

Bank of the Orient in Houston, TX is seeking a Credit Underwriter with at least 2 years of experience in consumer, commercial, construction or SBA lending. The role supports loan officers in processing and reviewing credit applications while evaluating borrower creditworthiness and preparing credit reports.

Responsibilities include obtaining credit reports, preparing summaries, cash flow analyses, and presenting findings to the Chief Credit Officer for approval.