Remote Credit Analyst II: Loan Portfolio Underwriter

Huntington Bancshares, Inc.; Houston (TX); Hybrid; USD 60,000 - 80,000; Full time

Job summary

Huntington Bancshares, Inc. in Houston, TX is seeking a Credit Analyst II to monitor and underwrite loans within the Regional Bank Business Loan Portfolio.

The role requires analytical thinking to provide thoughtful credit recommendations for borrowers in the portfolio. Responsibilities include independent decision-making, analyzing financial statements, evaluating debt service and covenants, and supporting monthly reporting.

Qualifications

• Bachelor's degree in finance or a related field.
• 1+ year of business or commercial banking experience.
• Proven ability to review and analyze financial data.

Responsibilities

• Develop business credit acumen with independent decision‑making.
• Provide recommendations on borrowers' financial condition related to debt service, covenants and borrowing base compliance.
• Underwrite simple credit requests within the SOR and explain decisions.

Skills

Credit analysis

Financial statement analysis

Debt service analysis

Communication skills

Microsoft Office

Education

Bachelor's Degree

Finance/Accounting background

Tools

Microsoft Office

Job description

Huntington Bancshares, Inc. in Houston, TX is seeking a Credit Analyst II to monitor and underwrite loans within the Regional Bank Business Loan Portfolio.

The role requires analytical thinking to provide thoughtful credit recommendations for borrowers in the portfolio. Responsibilities include independent decision-making, analyzing financial statements, evaluating debt service and covenants, and supporting monthly reporting.