Credit Services Associate / Collections Representative

TalentBridge; New Braunfels (TX); On-site; USD 23,000 - 28,000; Full time

Job summary

TalentBridge is hiring a Credit Services Associate / Collections Representative in New Braunfels, TX. You will support customers with account inquiries, credit activities, and payment processing to resolve balances and issues.

The ideal candidate has experience in customer service, collections, accounts receivable, or billing, and demonstrates professionalism, accuracy, and strong communication skills. This is an onsite role offering growth in credit services.

Qualifications

• Experience in customer service or call center environments is preferred.
• Ability to communicate clearly about balances and payments.
• Strong attention to detail and accuracy in handling accounts.

Responsibilities

• Handle inbound and outbound calls regarding balances, payments, and account status.
• Guide customers on payment arrangements and resolution options.
• Review accounts for invoices, payment history, and discrepancies.
• Document interactions and update account information accurately.
• Process payments and ensure proper application to accounts.
• Escalate complex issues to the supervisor when needed.

Skills

Customer service

Verbal communication

Written communication

Attention to detail

Phone etiquette

Education

High school diploma or GED

Tools

CRM software

Job description

Credit Services Associate / Collections Representative

Location: New Braunfels, TX
Schedule: Fully Onsite
Compensation: $17/hour-$20/hour

Job Summary

We are seeking a Credit Services Associate / Collections Representative to join our team in New Braunfels, TX. This role will support customers with account inquiries, credit and collections activities, payment processing, and account resolution. The ideal candidate will have strong customer service skills, attention to detail, and the ability to communicate professionally with customers regarding outstanding balances and account concerns.

This is a great opportunity for someone with experience in customer service, collections, accounts receivable, credit services, billing, or call center environments who is looking to grow their career in credit and financial services.

Key Responsibilities

• Handle inbound and outbound customer calls regarding account balances, payments, credit information, and outstanding receivables.
• Contact customers regarding past-due balances and work toward timely payment resolution.
• Review customer accounts to identify outstanding invoices, payment history, account status, and discrepancies.
• Communicate account balances, payment requirements, and available resolution options to customers.
• Establish and follow up on payment arrangements in accordance with company guidelines.
• Process customer payments and ensure payments are accurately applied to customer accounts.
• Research and resolve customer account and billing discrepancies.
• Process approved adjustments related to late charges, overages, shortages, credits, and other account issues.
• Maintain accurate and detailed notes regarding customer interactions, collection activity, payment commitments, and account status.
• Update customer account information, including contact information and other relevant account details.
• Monitor assigned accounts and prioritize collection activity based on established credit and collection procedures.
• Respond to customer inquiries received by phone and email in a timely and professional manner.
• Conduct account research and gather information needed to support credit and collections activities.
• Escalate complex credit, billing, or collection issues to the appropriate supervisor or internal department.
• Meet established department standards for call quality, account documentation, follow-up, and collection performance.
• Perform routine account audits to ensure customer records and account information are accurate and current.
• Perform other duties as assigned.

Qualifications

• High school diploma or GED strongly preferred.
• 0-2 years of experience in credit, collections, accounts receivable, billing, customer service, or call center operations preferred.
• Comfortable communicating with customers regarding account balances and payment obligations.
• Strong verbal and written communication skills.
• Professional, confident, and customer-focused phone presence.
• Strong attention to detail and accuracy.
• Ability to handle difficult customer conversations professionally and effectively.
• Strong organizational and follow-up skills.
• Ability to learn and navigate multiple computer systems.
• Ability to follow established credit and collection policies and procedures.
• Comfortable working toward individual and department performance goals.
• Ability to work fully onsite in New Braunfels, TX.

Ideal Candidate

We are looking for someone who is customer-focused, comfortable on the phone, detail-oriented, and motivated to resolve account issues. Candidates with previous experience in collections, credit services, accounts receivable, billing, customer service, or call center environments are encouraged to apply.

This is also an excellent opportunity for an entry-level candidate with strong communication skills who is interested in developing a career in credit, collections, and accounts receivable.