Credit Risk Strategy Lead — Consumer Credit Administration

Regions Bank; Birmingham (AL); On-site; USD 91,000 - 111,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Bank in Hoover, Alabama seeks a Credit Risk Management Consumer Credit Administrator to lead portfolio risk analysis and profitability strategies. The role supports risk under regions’ framework and communicates strategic credit solutions to executives. Strong data interpretation and regulatory knowledge are essential.

The position emphasizes collaboration with business units, policy development, and risk reporting to inform underwriting and growth decisions.

Qualifications

• Ability to evaluate, synthesize, organize, and interpret data and information
• Ability to provide direction in underwriting requirements and origination automation strategies
• Knowledge of quantitative analysis and static pool analysis
• Strong technical skills, basic programming and statistical concepts
• Strong verbal, written communication, and organizational skills
• Understanding of Consumer Credit products, industry changes, regulatory requirements and banking laws

Responsibilities

• Recommends cohesive strategies that balance to increase profitability, while managing risk
• Recommends comprehensive consumer credit policies
• Monitors Regions compliance with consumer credit policies
• Provides business insight and recommendations relating to credit model enhancements and their use in underwriting
• Utilizes alternative date sources to segment loan applicant data to enhance the depth of Regions customer relationships and improve organic growth
• Develops account management and collection prioritization strategies
• Independently reports key risks and emerging risk
• Interacts with senior management and will act as a liaison to business units on Credit Review

Skills

Data analysis

Underwriting requirements

Quantitative analysis

Programming basics

Communication skills

Regulatory knowledge

Education

Bachelor’s Degree

Job description

Regions Bank in Hoover, Alabama seeks a Credit Risk Management Consumer Credit Administrator to lead portfolio risk analysis and profitability strategies. The role supports risk under regions’ framework and communicates strategic credit solutions to executives. Strong data interpretation and regulatory knowledge are essential.

The position emphasizes collaboration with business units, policy development, and risk reporting to inform underwriting and growth decisions.