Credit Risk Strategy & Analytics Leader

Fifth Third Bank; United States; On-site; USD 120,000 - 180,000; Full time

Job summary

Fifth Third Bank in the United States is seeking a seasoned Consumer Credit Risk Manager to oversee risk for residential, direct, indirect, credit card, and small business lending.

You will lead quantitative analysis, build scorecards, validate models, and work with senior leadership to guide policy and strategy while ensuring customer-focused risk management.

Location Cincinnati, OH; strong collaboration with Sales, Product Development, and Investor Relations.

Qualifications

• Master’s degree in Business, Finance, or Economics.
• 6–8 years of Consumer Lending experience.
• Strong analytical, verbal, and written communication skills.
• Expert knowledge of credit modeling.

Responsibilities

• Access and query databases to build data sets.
• Analyze concentrations, delinquency, and loss trends.
• Prepare recommendations and strategy results for management.
• Develop risk-based pricing and loan loss models with SAS, Python, R.
• Validate risk models and document assumptions.
• Support automation and improvements in risk processes.

Skills

Leadership

Analytical skills

Communication

Stakeholder management

Project management

Education

Master’s degree or equivalent

Tools

SAS

R

Python

Job description

Fifth Third Bank in the United States is seeking a seasoned Consumer Credit Risk Manager to oversee risk for residential, direct, indirect, credit card, and small business lending.

You will lead quantitative analysis, build scorecards, validate models, and work with senior leadership to guide policy and strategy while ensuring customer-focused risk management.

Location Cincinnati, OH; strong collaboration with Sales, Product Development, and Investor Relations.