Credit Risk & Portfolio Analytics Leader

Bank of America; Charlotte (NC); On-site; USD 120,000 - 190,000; Full time

Job summary

Bank of America is seeking an experienced risk professional to oversee portfolio performance and asset quality within Global Markets. The role focuses on credit, market, and regulatory risk with accountability for risk policy adherence and reporting to senior management.

You will support the credit approval process, develop risk reporting, and collaborate with business partners to maintain asset quality while handling high deal volumes.

Qualifications

• 5+ years of experience with Global Markets structured lending.
• Familiarity with structured products, notably ABS Finance and Mortgage Finance.
• Ability to manage significant deal volume.
• Basic understanding of derivatives products and associated trading documentation.
• Advanced Excel, PowerPoint, and writing skills.

Responsibilities

• Sets or oversees the ongoing management of risk parameters and guardrails for credit risk while ensuring adherence to risk appetite/limits, and actively inspects and/or designs risk scenarios to implement decisions
• Supports or oversees the credit approval process and therefore is accountable for overall portfolio performance and asset quality, including underwriting, structuring and monitoring tasks
• Conducts analysis, inspects and/or develops credit risk reporting for specific products, and monitors and reports on key indicators for changes in credit quality to communicate to senior management
• Sets or oversees adherence to policy and standards and ensures first line credit officers and managers are appropriately performing due diligence that the risk is within the bank's defined risk appetite, using knowledge of stress testing and its applicability to credit risk
• Monitors for adherence to industry risk governance, as well as monitoring for potential operational, reputational and market risk issues
• Identifies risks early that could impact the assigned portfolio and coordinates with business counterparts to resolve portfolio issues
• Translates and manages plans of action to achieve a goal across varying audiences

Skills

Credit and Risk Assessment

Critical Thinking

Risk Analytics

Risk Management

Strategic Thinking

Decision Making

Interpret Relevant Laws, Rules, andReg

Issue Management

Portfolio Analysis

Regulatory Compliance

Business Intelligence

Financial Accounting

Inclusive Leadership

Influence

Presentation Skills

Education

Batchelor's Degree

Job description

Bank of America is seeking an experienced risk professional to oversee portfolio performance and asset quality within Global Markets. The role focuses on credit, market, and regulatory risk with accountability for risk policy adherence and reporting to senior management.

You will support the credit approval process, develop risk reporting, and collaborate with business partners to maintain asset quality while handling high deal volumes.