Credit Risk Data Analytics Analyst

Bank of America; Newark (NJ); On-site; USD 65,000 - 90,000; Full time

Job summary

Bank of America is seeking a data reporting professional in Newark to support risk reporting and data management activities. You will analyze trends, design data queries, and assist with governance, data quality, and reporting needs across Consumer and Small Business credit risk products.

The role emphasizes collaboration with business and technology partners, production of timely risk reports, and continuous process improvement while aligning with enterprise governance standards.

Qualifications

• Bachelor’s degree is required.
• 0-2+ years of Reporting, Data Management, Analytics, Risk Management, or related experience.
• Working knowledge of SAS, SQL, Tableau, or other BI tools.
• Strong analytical and problem-solving skills.
• Strong verbal and written communication skills.
• Ability to perform data QA, audit-level validations, and governance requirements.

Responsibilities

• Supports reporting to allow risk and business partners to identify and manage risk.
• Analyzes information to support data design, portfolio trends, loss trends, and portfolio dynamics.
• Assists with product strategic initiatives affecting multiple risk functions.
• Provides analytical support and utilizes analytical techniques to aggregate data.
• Supports responding to information requests from internal and external parties.
• Remediates data quality issues and supports cross-functional efforts.
• Monitors outputs of controls and investigates alerts from control checks.
• Produces and maintains monthly, quarterly, and ad hoc credit risk reports.
• Executes reporting processes using SAS, SQL, Tableau, and other tools.
• Extracts, transforms, reconciles, and validates data from multiple sources.
• Performs audit-level data validations and ensures data integrity.
• Supports portfolio monitoring by identifying trends and data quality concerns.
• Partners with stakeholders to support reporting enhancements and process improvement.
• Documents procedures and supports governance, risk, and regulatory requirements.

Skills

SAS

SQL

Tableau

Data Analysis

Communication

Education

Bachelor’s degree

Tools

Tableau

Power BI

Job description

Bank of America is seeking a data reporting professional in Newark to support risk reporting and data management activities. You will analyze trends, design data queries, and assist with governance, data quality, and reporting needs across Consumer and Small Business credit risk products.

The role emphasizes collaboration with business and technology partners, production of timely risk reports, and continuous process improvement while aligning with enterprise governance standards.